282 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 282 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,905 sqft · built 1987
Lot Size0.307 acres (13,373 sqft)
Owner2 Owner Names on Record
Last Sale$138,000 (Aug 2003)
Tax Bill$1,082 (2025)
Deeds & MortgagesMay 2021 Mortgage
Aug 2019 Mortgage
Flood ZoneZone AE (high risk)
APN40-23-03-433-001

Property Details

APN / Parcel Number

Primary APN40-23-03-433-001
Alternative APNs
  • 0095262-076515-1
  • 10004606333

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,905 sqft Living Area
Gross Area2,803 sqft

Exterior

Year BuiltBuilt 1987
Architectural StyleOther
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area13,373 sqft (0.307 acres)
Garage Area460 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Screened Porch
Porch Area438 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number10004606333
Old Parcel Number00952620765151
Street Address282 PARAMARIBO ST
CityPUNTA GORDA
StateFL
Zip33983-5853
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSF3.5
Legal DescriptionPGI 020 0531 0012 PUNTA GORDA ISLES SEC20 BLK531 LT12 712/789 837/1662 951/1517-18 1099/1493 2086/1523 2281/61 UNR
Legal Range23E
Legal Township40S
Legal Section03
Legal SubdivisionPUNTA GORDA ISLES
Legal Block531
Legal Lot Number12
JurisdictionCHARLOTTE FL
Township / Civil DivisionPORT CHARLOTTE
Census Block Group1
Census Block1014
Census Tract20103

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owner Names on Record
Mailing Address282 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
May 4, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Aug 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2003 · Amount on Record
Deed SaleAug 5, 2003 · Amount on Record
Prior SaleAug 27, 2002
Deed Document Number0228100061
Deed Book / Page02281 / 00061
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address282 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
Transaction TypeMortgage
Record UpdatedJan 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address282 PAPAMARIBO STREET, PUNTA GORDA, FL 33983-5853

Mortgage

Document Number0047591827
DateMay 4, 2021
Book Page4759/1827
Instrument2939872
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMay 1, 2041

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address282 PARAMARIBO ST, PUNTA GORDA, FL 33983-5853
Document Number0044771404
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 11, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address282 PARAMARIBO ST PUNTA GORDA FL 339835853, PUNTA GORDA, FL 33983-5853

Mortgage

Document Number0044771404
DateAug 30, 2019
Book Page004477/001404
Instrument2739797
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 29, 2039

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,082.00 (-45.52%) Homeowner's exemption Widower's exemption$116,742 (+5.99%)$233,788 (+0.74%) Land $48,000 Building $185,788
2023$1,986.00 (+11.26%) Homeowner's exemption$110,148 (+3%)$232,069 (-3.26%) Land $46,000 Building $186,069
2022$1,785.00 Homeowner's exemption$106,940$239,892 Land $36,550 Building $203,342

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 104 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies104 in force
Nearby Flood Claims9 (2001–2022)
Claims Outside the SFHA8 of 9
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Ian, Sep 2022 · 2 claims
  • Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 59% of the US · lower than 67% of Florida
Wildfire Likelihood0.1% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE COUNTY UTILITIES
serves 173,820 people · EPA ID FL5084100
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead10 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250

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