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295 Main St, Rosman, NC 28772 Property Records

Transylvania County property record for 295 Main St, Rosman, NC 28772

Property Summary

Property TypeApartments (5+ Units)
Details1 ba · 2,863 sqft · built 1920
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Nov 2019)
Tax Bill$1,990 (2026)
Deeds & MortgagesNov 2019 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN8552-78-5658-000

Property Details

APN / Parcel Number

Primary APN8552-78-5658-000
Alternative APN
  • 69943760

Interior

Full Baths1 Bath
Plumbing Fixtures9 Plumbing Fixtures
Building Area2,863 sqft Heated Area
FlooringWood
Interior WallsMasonry
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Exterior MaterialAluminum/Vinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,534 sqft (0.15 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number69943760
Street Address295 MAIN ST
CityROSMAN
StateNC
Zip28772-9769
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Legal DescriptionBROAD STREET .15
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionCATHEYS CREEK
Census Block Group2
Census Block2047
Census Tract960501

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 616, ROSMAN, NC 28772-0616
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 19, 2019 · Amount on Record
Deed SaleNov 19, 2019 · Amount on Record
Prior SaleMar 30, 2007 · Amount on Record
Deed Document Number20196103
Deed Book / Page901 / 352
Record UpdatedOct 29, 2026

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRANSYLVANIA NC
Recording DateNov 19, 2019
Property Address295 MAIN ST, ROSMAN, NC 28772-9769
Document Number0009010352
Book / Page000901 / 000352
Instrument DateNov 12, 2019
Instrument6103
Transaction TypeTransfer
Record UpdatedNov 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$160.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 616 ROSMAN NC 287720616, ROSMAN, NC 28772-0616

Mortgage

Document Number9010355
DateNov 19, 2019
Book Page000901/000355
Instrument6104
Lender
NameJAMES K & GAYLA W PHILLIPS
Address425 GREEN RD, BREVARD, NC 28712-7632
Special NotesSeller Financed
Agreement
AmountAmount Recorded
Term24 Months
DueNov 18, 2021

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
MunicipalityRosman Town
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,990.00 (+30.58%)$248,600 (+82.38%) Land $50,000 Building $198,600$248,600 (+82.38%) Land $50,000 Building $198,600
2023$1,524.00$136,310 Land $50,000 Building $86,310$136,310 Land $50,000 Building $86,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ROSMAN
serves 650 people · EPA ID NC0188115
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2026)
action level 15 ppb
Copper1.54 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2023
Lead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable		2,000 / 200

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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