259 Main St, Rosman, NC 28772 Property Records

Transylvania County property record for 259 Main St, Rosman, NC 28772

Property Summary

Property TypeOther Improved
Details1 ba · 1,104 sqft · built 1978
Lot Size0.21 acres (9,034 sqft)
Owner2 Company Names on File
Last Sale$195,000 (Dec 2025)
Tax Bill$837 (2025)
Deeds & MortgagesMay 2026 Construction Loan
Dec 2025 Sale
Flood ZoneZone X (moderate risk)
APN8552-78-4860-000

Property Details

APN / Parcel Number

Primary APN8552-78-4860-000
Alternative APN
  • 26812400

Interior

Full Baths1 Bath
Building Area1,104 sqft Heated Area
FlooringConcrete/Cement
Interior WallsMasonry
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Roof TypeFlat
Roof MaterialShingle
Lot Area9,034 sqft (0.21 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating FuelGas

Location & Zoning

Account Number26812400
Street Address259 MAIN ST
CityROSMAN
StateNC
Zip28772
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionBROAD STREET
Legal SubdivisionROSMAN REALTY COMPANY
JurisdictionTRANSYLVANIA NC
Township / Civil DivisionCATHEYS CREEK
Census Block Group2
Census Block2047
Census Tract960501

Owner

Source: Transylvania County assessment roll, as of August 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing AddressPO BOX 551, ROSMAN, NC 28772-0551
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
May 8, 2026Deed of Trust, Mortgage · Construction Mortgage
UNITED COMMUNITY BANK
Dec 31, 2025Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 31, 2025 · Amount on Record
Deed SaleDec 31, 2025 · Amount on Record
Prior SaleDec 30, 2014 · Amount on Record
Deed Document Number20256217
Deed Book / Page1174 / 243
Prior Transfer DateDec 29, 2025
Prior Transfer Doc0000006218
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRANSYLVANIA NC
Recording DateMay 8, 2026
Property Address259 MAIN ST, ROSMAN, NC 28772
Document Number0000002153
Book / Page1188 / 71
Instrument DateMay 8, 2026
Instrument20262153
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address68 SHANGRILA LN, ETOWAH, NC 28729-9744

Mortgage

Document Number0000002153,
DateMay 8, 2026
Book Page1188/71
Instrument20262153
Lender
NameUNITED COMMUNITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term60 Months
DueMay 7, 2031
Interest
Rate6.37%
Max Rate-1%

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTRANSYLVANIA NC
Recording DateDec 31, 2025
Property Address259 MAIN ST, ROSMAN, NC 28772
Document Number0011740243
Book / Page1174 / 243
Map ReferenceMB 3 PG 14
Instrument DateDec 29, 2025
Instrument2025006217
Transaction TypeTransfer
Record UpdatedJan 9, 2026

Transaction

AmountAmount Recorded
Tax$390.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 161, ROSMAN, NC 28772-0161

Transferred To (Grantee/Buyer)

NameVerified Name
Address68 SHANGRILA LN, ETOWAH, NC 28729-9744

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of August 19, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyTransylvania County
MunicipalityRosman Town
Unified School DistrictTransylvania County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$837.00 (+2.95%)$104,580 (+43.77%) Land $60,000 Building $44,580$104,580 (+43.77%) Land $60,000 Building $44,580
2023$813.00$72,740 Land $60,000 Building $12,740$72,740 Land $60,000 Building $12,740

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF ROSMAN
serves 650 people · EPA ID NC0188115
Water SourceGroundwater
Last State InspectionMay 2024
Lead4 ppb (2026)
action level 15 ppb
Copper1.54 mg/L (2023–2025)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
currently in violation since Jan 2023
Lead service line inventory
Oct 2024
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comporium
Cable
2,000 / 200

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

Nearby Streets

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