Transylvania County property record for 259 Main St, Rosman, NC 28772
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 1,104 sqft · built 1978 |
| Lot Size | 0.21 acres (9,034 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $195,000 (Dec 2025) |
| Tax Bill | $837 (2025) |
| Deeds & Mortgages | May 2026 Construction Loan Dec 2025 Sale |
| Flood Zone | Zone X (moderate risk) |
| APN | 8552-78-4860-000 |
| Primary APN | 8552-78-4860-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,104 sqft Heated Area |
| Flooring | Concrete/Cement |
| Interior Walls | Masonry |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Roof Type | Flat |
| Roof Material | Shingle |
| Lot Area | 9,034 sqft (0.21 acres) |
| Cooling System | None |
|---|---|
| Heating Fuel | Gas |
| Account Number | 26812400 |
|---|---|
| Street Address | 259 MAIN ST |
| City | ROSMAN |
| State | NC |
| Zip | 28772 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | BROAD STREET |
| Legal Subdivision | ROSMAN REALTY COMPANY |
| Jurisdiction | TRANSYLVANIA NC |
| Township / Civil Division | CATHEYS CREEK |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 960501 |
Source: Transylvania County assessment roll, as of August 19, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 551, ROSMAN, NC 28772-0551 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| May 8, 2026 | Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK |
| Dec 31, 2025 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Dec 30, 2014 · Amount on Record |
| Deed Document Number | 20256217 |
| Deed Book / Page | 1174 / 243 |
| Prior Transfer Date | Dec 29, 2025 |
| Prior Transfer Doc | 0000006218 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | May 8, 2026 |
| Property Address | 259 MAIN ST, ROSMAN, NC 28772 |
| Document Number | 0000002153 |
| Book / Page | 1188 / 71 |
| Instrument Date | May 8, 2026 |
| Instrument | 20262153 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership, 266 |
| Address | 68 SHANGRILA LN, ETOWAH, NC 28729-9744 |
| Document Number | 0000002153, |
|---|---|
| Date | May 8, 2026 |
| Book Page | 1188/71 |
| Instrument | 20262153 |
| Name | UNITED COMMUNITY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | May 7, 2031 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | TRANSYLVANIA NC |
| Recording Date | Dec 31, 2025 |
| Property Address | 259 MAIN ST, ROSMAN, NC 28772 |
| Document Number | 0011740243 |
| Book / Page | 1174 / 243 |
| Map Reference | MB 3 PG 14 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025006217 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $390.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 161, ROSMAN, NC 28772-0161 |
| Name | Verified Name |
|---|---|
| Address | 68 SHANGRILA LN, ETOWAH, NC 28729-9744 |
Source: Transylvania County assessment roll, as of August 19, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Transylvania County |
| Municipality | Rosman Town |
| Unified School District | Transylvania County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $837.00 (+2.95%) | $104,580 (+43.77%) Land $60,000 Building $44,580 | $104,580 (+43.77%) Land $60,000 Building $44,580 |
| 2023 | $813.00 | $72,740 Land $60,000 Building $12,740 | $72,740 Land $60,000 Building $12,740 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ROSMAN serves 650 people · EPA ID NC0188115 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Copper | 1.54 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2023 Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 13 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 2,000 / 200 |
May also be available: Verizon.
4G LTE only, no 5G reported
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