272 Main St, Rosman, NC 28772 Property Records

Transylvania County property record for 272 Main St, Rosman, NC 28772

Property Summary

Property Type	Commercial
Details	2 ba · 2,432 sqft · built 1966
Lot Size	0.22 acres (9,509 sqft)
Owner	2 Individual Names on Record
Last Sale	$228,000 (Sep 2025)
Tax Bill	$1,438 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Feb 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`8552-78-3687-000`

Property Details

APN / Parcel Number

Primary APN	`8552-78-3687-000`
Alternative APNs	`70526380` `70610950`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Building Area	2,432 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	9,509 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	70610950
Street Address	272 MAIN ST
City	ROSMAN
State	NC
Zip	28772-9769
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAIN STREET
Jurisdiction	TRANSYLVANIA NC
Township / Civil Division	CATHEYS CREEK
Census Block Group	2
Census Block	2048
Census Tract	960501

Owner

Source: Transylvania County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	305 WOODYARD LN, ROSMAN, NC 28772-0080
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2025	Warranty Deed, Transfer · Commercial Mortgage LOST MY MARBLES LLC A NC LIMITED LI
Feb 5, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage BRIDGE & MAIN PROPERTIES LLC
Sep 14, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Prior Sale	Feb 5, 2021 · Amount on Record
Deed Document Number	20254404
Deed Book / Page	1163 / 298
Record Updated	Oct 29, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 16, 2025
Property Address	272 MAIN ST, ROSMAN, NC 28772-9769
Document Number	0011630298
Book / Page	1163 / 298
Instrument Date	Sep 11, 2025
Instrument	2025004404
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$456.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 WOODYARD LN, ROSMAN, NC 28772-0080

Mortgage

Document Number	2025004405
Date	Sep 16, 2025
Instrument	2025004405

Lender

Name	LOST MY MARBLES LLC A NC LIMITED LI
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Oct 11, 2035

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Feb 5, 2021
Property Address	272 MAIN ST, ROSMAN, NC 28772-9769
Document Number	0009640796
Book / Page	964 / 796
Map Reference	MB 356 PG 463
Instrument Date	Jan 29, 2021
Instrument	2021000980
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 MOUNTAIN LAUREL DR, 1200, WATKINSVILLE, GA 30677-2102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	431 S MAIN ST, MARS HILL, NC 28754-7605

Mortgage

Document Number	2021000981
Date	Feb 5, 2021
Instrument	2021000981

Lender

Name	BRIDGE & MAIN PROPERTIES LLC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRANSYLVANIA NC
Recording Date	Sep 14, 2017
Property Address	272 MAIN ST, ROSMAN, NC 28772-9769
Document Number	0008170585
Book / Page	000817 / 000585
Instrument Date	Aug 28, 2017
Instrument	4804
Transaction Type	Transfer
Record Updated	Sep 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 392 HIAWASSEE GA 305460392, HIAWASSEE, GA 30546-0392

Tax Assessment & Valuation

Source: Transylvania County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Transylvania County
Municipality	Rosman Town
Unified School District	Transylvania County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,438.00	$179,740 (-) Land $45,000 Building $134,740	$179,740 (-) Land $45,000 Building $134,740
2025	$1,438.00 (+27.26%)	$179,740 (+77.8%) Land $45,000 Building $134,740	$179,740 (+77.8%) Land $45,000 Building $134,740
2023	$1,130.00	$101,090 Land $45,000 Building $56,090	$101,090 Land $45,000 Building $56,090

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ROSMAN serves 650 people · EPA ID NC0188115
Water Source	Groundwater
Last State Inspection	May 2024
Lead	4 ppb (2026) action level 15 ppb
Copper	1.54 mg/L (2023–2025) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2023 Lead service line inventory Oct 2024
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Cable	2,000 / 200

May also be available: Verizon.

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Main St

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