295 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 295 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,683 sqft · built 1958
Lot Size	0.172 acres (7,500 sqft)
Owner	Owner Name on File
Last Sale	$1,115,000 (Oct 2010)
Tax Bill	$31,544 (2025)
Flood Zone	Zone AE (high risk)
APN	`24-4232-006-3370`

Property Details

APN / Parcel Number

Primary APN	`24-4232-006-3370`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,683 sqft Living Area
Gross Area	1,997 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1988
Exterior Material	Concrete Block
Construction Type	Concrete
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide

Exterior Amenities

Porch	Porch
Porch Area	105 sqft
Patio Area	500 sqft
Fence	Fence

Location & Zoning

Street Address	295 HARBOR DR
City	KEY BISCAYNE
State	FL
Zip	33149-1233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0100:SINGLE FAM,GENERAL
Legal Description	32 54 42 PB 53-39 TROPICAL ISLE HOMES SUB 4TH ADDN LOT 4 BLK 31 LOT SIZE 75.000 X 100 OR 19376-0881 10/2000 1
Legal Range	42
Legal Township	54
Legal Section	32
Legal Subdivision	TROPICAL ISLE HOMES SUB
Legal Block	31
Legal Lot Number	4
Jurisdiction	DADE FL
Township / Civil Division	KEY BISCAYNE
Census Block Group	3
Census Block	3005
Census Tract	4602

Owner

Source: Miami-Dade County records · APN 24-4232-006-3370

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	355 HARBOR CT, KEY BISCAYNE, FL 33149-1231

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 06, 2010 · Amount on Record
Deed Sale	Oct 06, 2010 · Amount on Record
Prior Sale	Nov 22, 2000 · Amount on Record
Deed Document Number	2010R0679178
Deed Book / Page	27445 / 4344
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Miami-Dade County
Municipality	Key Biscayne Village
Unified School District	Dade County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$31,544.00 (+20.12%)	$2,192,835 (+12.2%) Land $1,950,000 Building $242,835	$2,192,835 (+12.2%) Land $1,950,000 Building $242,835
2023	$26,261.00 (+12.86%)	$1,954,425 (+25.7%) Land $1,725,000 Building $229,425	$1,954,425 (+25.7%) Land $1,725,000 Building $229,425
2022	$23,269.00	$1,554,856 Land $1,323,750 Building $231,106	$1,554,856 Land $1,323,750 Building $231,106

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 489 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	548 units insured incl. 59 condo units
Nearby Flood Claims	790 (1979–2021)
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 69 claims Hurricane Katrina, Aug 2005 · 44 claims Hurricane Andrew, Aug 1992 · 565 claims

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 79 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	MDWASA - MAIN SYSTEM serves 2,377,460 people
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.