275 Harbor Dr, Key Biscayne, FL 33149 Property Records

Miami-Dade County property record for 275 Harbor Dr, Key Biscayne, FL 33149

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,458 sqft · built 1958
Lot Size0.172 acres (7,500 sqft)
Owner2 Individual Names on Record
Last Sale$2,550,000 (Aug 2021)
Tax Bill$42,414 (2025)
Deeds & MortgagesAug 2021 Sale & Mortgage
Dec 2020 Sale
Flood ZoneZone AE (high risk)
APN24-4232-006-3350

Property Details

APN / Parcel Number

Primary APN24-4232-006-3350

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,458 sqft Living Area
Gross Area2,883 sqft
1st Floor Area2,458 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2012
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeRigid Frame Bar Joist
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions100 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport

Exterior Amenities

Pool TypePool with Hot Tub/Spa
Pool Area36 sqft
PorchSlab
Porch Area70 sqft
Patio Area300 sqft
Gazebo145 sqft

Location & Zoning

Street Address275 HARBOR DR
CityKEY BISCAYNE
StateFL
Zip33149-1233
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0100
Legal DescriptionTROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 2 BLK 31 LOT SIZE 75.000 X 100 OR 20011-3075 09/2001 4 COC 26352-0400 04 2008 5
Legal Range42E
Legal Township54S
Legal Section32
Legal SubdivisionTROPICAL ISLE HOMES SUB 4TH ADDN
Legal Block31
Legal Lot Number2
JurisdictionDADE FL
Township / Civil DivisionKEY BISCAYNE
Census Block Group3
Census Block3005
Census Tract4602

Owner

Source: Miami-Dade County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address300 W ENID DR, KEY BISCAYNE, FL 33149-2006
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2021Warranty Deed, Transfer · Conventional Mortgage
HSBC BANK USA
Dec 14, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2021 · Amount on Record
Deed SaleAug 24, 2021 · Amount on Record
Prior SaleDec 14, 2020 · Amount on Record
Deed Document Number2021618635
Deed Book / Page32695 / 2210
Prior Transfer DateApr 30, 2009
Prior Transfer Doc0000507061
Record UpdatedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateAug 24, 2021
Property Address275 HARBOR DR, KEY BISCAYNE, FL 33149-1233
Document Number0000618635
Book / Page32695 / 2210
Map ReferenceMB 53 PG 39
Instrument DateAug 16, 2021
Instrument2021R0618635
Transaction TypeTransfer
Record UpdatedApr 2, 2024
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$15,300.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address275 HARBOR DR, KEY BISCAYNE, FL 33149-1233

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 W ENID DR, KEY BISCAYNE, FL 33149-2006

Mortgage

Document Number0000002212
DateAug 24, 2021
Instrument32695/2212
Lender
NameHSBC BANK USA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051
Interest
Rate TypeAdjustable Rate
Rate2.85%
Type Change DateSep 1, 2031
Change Frequency6 Months
Min Rate At Change3%
Max Rate At Change7.84%
IndexOther
Margin3
Max Rate7.84%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDADE FL
Recording DateDec 14, 2020
Property Address275 HARBOR DR, KEY BISCAYNE, FL 33149-1233
Document Number0000715997
Book / Page032236 / 000422
Instrument DateNov 28, 2020
Instrument715997
Transaction TypeTransfer
Record UpdatedJan 15, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$10,800.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address275 HARBOR DR KEY BISCAYNE FL 331491233, KEY BISCAYNE, FL 33149-1233

Tax Assessment & Valuation

Source: Miami-Dade County assessment roll, as of July 21, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMiami-Dade County
MunicipalityKey Biscayne Village
Unified School DistrictDade County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$42,414.00 (+10.98%)$2,627,714 (+8.67%) Land $1,950,000 Building $677,714$2,627,714 (+8.67%) Land $1,950,000 Building $677,714
2023$38,218.00 (+14.77%)$2,418,128 (+19.44%) Land $1,725,000 Building $693,128$2,418,128 (+19.44%) Land $1,725,000 Building $693,128
2022$33,301.00$2,024,584 Land $1,323,750 Building $700,834$2,024,584 Land $1,323,750 Building $700,834

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 489 individual policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies548 units insured
incl. 59 condo units
Nearby Flood Claims790 (1979–2021)
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 69 claims
  • Hurricane Katrina, Aug 2005 · 44 claims
  • Hurricane Andrew, Aug 1992 · 565 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMDWASA - MAIN SYSTEM
serves 2,377,460 people · EPA ID FL4130871
Water SourceGroundwater
Last State InspectionDec 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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