Miami-Dade County property record for 285 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 1988 |
| Square Footage | 3,396 sqft Living Area |
| Lot Size | 7,500 sqft (0.172 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $700,000 (1993) |
| Tax Bill | $15,948.00 (2025) |
| Primary APN | 24-4232-006-3360 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 3,396 sqft Living Area |
| Gross Area | 5,175 sqft Gross Area |
| Stories | 2 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Construction Type | Concrete Construction |
| Lot Area | 7,500 sqft (0.172 acres) |
| Depth X Width | 100 ft x 75 ft Depth x Width |
| Fence | Fence |
| Patio Area | 721 sqft Patio |
| Street Address | 285 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1233 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 3 BLK 31 LOT SIZE 75.000 X 100 OR 15916-0888 0593 1 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB |
| Legal Block | 31 |
| Legal Lot Number | 3 |
| Jurisdiction | DADE FL |
| Minor Civil Division | KEY BISCAYNE |
| Census Blockgroup | 3 |
| Census Block | 3005 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-006-3360
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 285 HARBOR DR, KEY BISCAYNE, FL 33149-1233 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 31, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Oct 25, 2017 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 01, 1993 · Amount on Record |
| Deed Sale | May 01, 1993 · Amount on Record |
| Deed Doc Number | 0015916888 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 285 HARBOR DR, KEY BISCAYNE, FL 33149-1233 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 285 HARBOR DR, MIAMI, FL 33149-1233 |
| Document Number | 0000216471 |
|---|---|
| Date | Mar 31, 2023 |
| Book Page | 33646/1200 |
| Instrument | 2023R0216471 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 285 HARBOR DR, KEY BISCAYNE, FL 33149-1233 |
| Document Number | 0000614038 |
| Instrument Date | Oct 25, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 27, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 285 HARBOR DR KEY BISCAYNE FL 331491233, KEY BISCAYNE, FL 33149-1233 |
| Document Number | 0000614038 |
|---|---|
| Date | Oct 31, 2017 |
| Book Page | 030738/002628 |
| Instrument | 614038 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 30, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,948.00 (+3.81%) Homeowner's exemption | $966,642 (+5.99%) | $2,481,936 (+11.34%) Land $1,950,000 Building $531,936 |
| 2023 | $15,362.00 (+5.44%) Homeowner's exemption | $912,039 (+3%) | $2,229,083 (+21.7%) Land $1,725,000 Building $504,083 |
| 2022 | $14,570.00 Homeowner's exemption | $885,475 | $1,831,547 Land $1,323,750 Building $507,797 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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