Miami-Dade County property record for 305 Harbor Dr, Key Biscayne, FL 33149 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5 ba · 6,096 sqft · built 1995 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100 (Apr 2000) |
| Tax Bill | $37,090 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2018 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 24-4232-006-3390 |
| Primary APN | 24-4232-006-3390 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5 Baths |
| Stories | 4 Stories |
| Building Area | 6,096 sqft Living Area |
| Gross Area | 7,838 sqft |
| Flooring | Vinyl/Resilient |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Concrete |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Patio Area | 480 sqft |
| Fence | Fence |
| Street Address | 305 HARBOR DR |
|---|---|
| City | KEY BISCAYNE |
| State | FL |
| Zip | 33149-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TROPICAL ISLE HOMES SUB 4TH ADDN PB 53-39 LOT 6 BLK 31 LOT SIZE 75.00 X 100 OR 19067-3685-3687 04 2000 4 |
| Legal Range | 42 |
| Legal Township | 54 |
| Legal Section | 32 |
| Legal Subdivision | TROPICAL ISLE HOMES SUB |
| Legal Block | 31 |
| Legal Lot Number | 6 |
| Jurisdiction | DADE FL |
| Township / Civil Division | KEY BISCAYNE |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 4602 |
Source: Miami-Dade County records · APN 24-4232-006-3390
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 HARBOR DR, KEY BISCAYNE, FL 33149-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2017 | Deed of Trust, Mortgage · ARM US BANK NA |
| Nov 14, 2018 | Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 13, 2000 · Amount on Record |
| Deed Sale | Apr 13, 2000 · Amount on Record |
| Deed Document Number | 1906703685 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 305 HARBOR DR, KEY BISCAYNE, FL 33149-1219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000014508 |
|---|---|
| Date | Jan 10, 2017 |
| Book Page | 30378/1991 |
| Instrument | 2017R0014508 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58103 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Feb 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 8.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DADE FL |
| Property Address | 305 HARBOR DR, KEY BISCAYNE, FL 33149-1219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 305 HARBOR DR, KEY BISCAYNE, FL 33149-1219 |
| Document Number | 0000690650 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 31217/4620 |
| Instrument | 2018R0690650 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Miami-Dade County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Miami-Dade County |
| Municipality | Key Biscayne Village |
| Unified School District | Dade County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $37,090.00 (+3.66%) Homeowner's exemption | $2,337,814 (+5.99%) | $3,471,453 (+5.54%) Land $1,950,000 Building $1,521,453 |
| 2023 | $35,782.00 (+3.63%) Homeowner's exemption | $2,205,757 (+3%) | $3,289,307 (+13.05%) Land $1,725,000 Building $1,564,307 |
| 2022 | $34,530.00 Homeowner's exemption | $2,141,512 | $2,909,485 Land $1,323,750 Building $1,585,735 |
Source: FEMA National Flood Hazard Layer, Miami-Dade County (12086C), updated January 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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