295 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 295 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Year Built	Built 1795
Square Footage	3,360 sqft Total Area
Lot Size	10,438 sqft (0.24 acres)
Last Sale	$450,000 (2023)
Tax Bill	$6,162.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-054726`
Alternative APNs	`7054726` `054726`

Interior

Units	4 Units
Building Area	3,360 sqft Total Area
1st Floor	3,360 sqft 1st Floor
Basement Area	1,260 sqft Basement
Unfinished Basement	1,260 sqft Unfinished
Stories	3 Stories

Exterior

Year Built	Built 1795
Effective Year Built	Effective 1795
Exterior Material	Brick Veneer Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	10,438 sqft (0.24 acres)

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	054726
Street Address	295 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5582
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT - 10438 SF 295 E MAIN ST WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1048
Census Tract	507602

Owner

Source: Carroll County records · APN 07-054726

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	7645 HARMAN DR, SYKESVILLE, MD 21784-7378
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 11, 2023 · Amount on Record
Deed Sale	Apr 11, 2023 · Amount on Record
Prior Sale	Feb 08, 2018 · Amount on Record
Deed Book / Page	11010 / 275
Record Refreshed	Sep 20, 2026

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 11, 2023
Property Address	295 E MAIN ST, WESTMINSTER, MD 21157-5582
Document Number	0110100275
Book / Page	11010 / 275
Map Reference	LB 146 FO 141
Instrument Date	Apr 01, 2023
Transaction Type	Transfer
Record Updated	May 02, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7645 HARMAN DR, SYKESVILLE, MD 21784-7378

Mortgage

Document Number	0110100279
Date	Apr 11, 2023
Instrument	11010-0279

Lender

Name	PNJ5072 LLC
Type	Non-Lending Institution

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 01, 2028

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$435,300 (+89.34%) Land $219,100 Building $216,200	$435,300 (+89.34%) Land $219,100 Building $216,200
2025	$6,162.00 (+58.61%)
2023	$3,885.00	$229,900 Land $123,500 Building $106,400	$229,900 Land $123,500 Building $106,400

Flood & Wildfire

295 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.