298 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 298 E Main St, Westminster, MD 21157

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	2,022 sqft · built 1880
Lot Size	0.072 acres (3,146 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Jan 2019)
Tax Bill	$4,074 (2026)
Deeds & Mortgages	Feb 2021 Construction Loan Jan 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-080379`

Property Details

APN / Parcel Number

Primary APN	`07-080379`
Alternative APNs	`7080379` `080379`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,022 sqft Total Area
1st Floor Area	2,022 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Wood
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	3,146 sqft (0.072 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	080379
Street Address	298 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5550
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	DOWNT
Legal Description	LT - 3146 SF 298 E MAIN ST WESTMINSTER
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	1
Census Block	1025
Census Tract	507801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	33 FESCUE RD, MARTINSBURG, WV 25405-5823
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2021	Deed of Trust, Mortgage · Construction Mortgage FCB BANKS
Jan 15, 2019	Deed, Transfer · Commercial Mortgage REVERE BANK
Jan 11, 2017	Grant Deed, Transfer ATTORNEY ONLY
Jan 5, 2017	Deed of Trust, Mortgage FARMERS & MERCHANTS NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2019 · Amount on Record
Deed Sale	Jan 15, 2019 · Amount on Record
Prior Sale	Mar 7, 2008
Deed Book / Page	9206 / 1
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	298 E MAIN ST, WESTMINSTER, MD 21157-5550
Transaction Type	Mortgage
Record Updated	May 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100970224
Date	Feb 10, 2021
Book Page	10097/224

Lender

Name	FCB BANKS
Type	Bank
Address	GETTYSBURG, PA 17325

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 15, 2019
Property Address	298 E MAIN ST, WESTMINSTER, MD 21157-5550
Document Number	0092060001
Book / Page	9206 / 0001
Instrument Date	Jan 3, 2019
Transaction Type	Transfer
Record Updated	Aug 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3030 MILL ISLAND PKWY, FREDERICK, MD 21701-6816

Mortgage

Document Number	0092060005
Date	Jan 15, 2019
Book Page	9206/0005

Lender

Name	REVERE BANK
Type	Bank
Address	LAUREL, MD 20707

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 11, 2017
Property Address	298 E MAIN ST, WESTMINSTER, MD 21157-5550
Document Number	0085790432
Book / Page	008579 / 000432
Instrument Date	Jan 5, 2017
Transaction Type	Transfer
Record Updated	Feb 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2170 SANDERS DR WESTMINSTER MD 211577778, WESTMINSTER, MD 21157-7778

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	298 E MAIN ST, WESTMINSTER, MD 21157-5550
Document Number	0085790457
Instrument Date	Jan 5, 2017
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2170 SANDERS DR WESTMINSTER MD 211577778, WESTMINSTER, MD 21157-7778

Mortgage

Document Number	0085790457
Date	Jan 11, 2017
Book Page	008579/000457

Lender

Name	FARMERS & MERCHANTS NAT'L BK
Type	Bank
Address	15226 HANOVER PIKE, UPPERCO, MD 21155-9749

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,074.00	$242,500 (-) Land $52,400 Building $190,100	$242,500 (-) Land $52,400 Building $190,100
2025	$4,074.00 (-0.59%)	$242,500 (-) Land $52,400 Building $190,100	$242,500 (-) Land $52,400 Building $190,100
2023	$4,098.00	$242,500 Land $52,400 Building $190,100	$242,500 Land $52,400 Building $190,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WESTMINSTER serves 35,256 people · EPA ID MD0060015
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Quantum Internet & Telephone Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Ting Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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