292 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 292 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Year Built	Built 1900
Square Footage	1,880 sqft Total Area
Lot Size	5,148 sqft (0.118 acres)
Tax Bill	$3,486.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-060793`
Alternative APNs	`7060793` `060793`

Interior

Units	6 Units
Building Area	1,880 sqft Total Area
1st Floor	1,880 sqft 1st Floor
Basement Area	1,048 sqft Basement
Unfinished Basement	1,048 sqft Unfinished
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick Exterior
Construction Type	Brick Construction
Fire Resistance Class	Buildings having wood or wood and steel frames.
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	5,148 sqft (0.118 acres)
Depth X Width	198 ft x 26 ft Depth x Width

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	060793
Street Address	292 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5529
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Legal Description	LT - 5148 SF 292, 292 1/2 & 294 E MAI WESTMINSTER
Legal Subdivision	WESTMINSTER
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1025
Census Tract	507801

Owner

Source: Carroll County records · APN 07-060793

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	735 LUCABAUGH MILL RD, WESTMINSTER, MD 21157-3815
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	May 07, 2013
Transfer Doc	0073410066
Record Refreshed	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Feb 27, 2023
Property Address	292 E MAIN ST, WESTMINSTER, MD 21157-5529
Document Number	0109850231
Book / Page	10985 / 231
Instrument Date	Jan 20, 2023
Transaction Type	Transfer
Record Updated	Mar 17, 2023
Title Company	COMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,250.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0109850238
Date	Feb 27, 2023
Instrument	10985-0238

Lender

Name	JOHN HUMBERT
Type	Private Party

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded
Term	64 Months
Due	Jun 20, 2028

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$216,000 (+4.1%) Land $102,900 Building $113,100	$216,000 (-) Land $102,900 Building $113,100
2025	$3,486.00 (+8.29%)	$207,500 (+8.92%)	$216,000 (+13.39%) Land $102,900 Building $113,100
2023	$3,219.00	$190,500 Land $81,400 Building $109,100	$190,500 Land $81,400 Building $109,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Carroll County (24013C), updated March 11, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.