287 E Main St, Westminster, MD 21157 Property Records

Carroll County property record for 287 E Main St, Westminster, MD 21157 · Last verified August 2026

Property Highlights

Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Bathrooms	1 Baths
Architecture Style	Townhouse
Year Built	Built 1900
Square Footage	1,610 sqft Total Area
Lot Size	3,152 sqft (0.072 acres)
Garage	Detached, 336 sqft
Last Sale	$8,000 (1984)
Tax Bill	$3,561.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-082010`
Alternative APNs	`7082010` `082010`

Interior

Full Baths	1 Baths
Units	2 Units
Building Area	1,610 sqft Total Area
Attic Area	448 sqft Attic
Attic	1 Attic
Stories	2 Stories

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse Style
Exterior Material	Brick Exterior
Construction Type	Frame Construction
Roof Material	Composition Shingle Roof
Lot Area	3,152 sqft (0.072 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	336 sqft Garage

Utilities and HVAC

Heating System	Baseboard Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	082010
Street Address	287 E MAIN ST
City	WESTMINSTER
State	MD
Zip	21157-5536
Property Usage	Commercial Property Usage
Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	LT 3 - 3152 SQ FT 287 E MAIN ST 25-99 283-287 E MAIN ST PLT
Legal Subdivision	WESTMINSTER
Legal Lot Number	3
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	1
Census Block	1048
Census Tract	507602

Owner

Source: Carroll County records · APN 07-082010

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	287 E MAIN ST, WESTMINSTER, MD 21157-5536
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 22, 1984 · Amount on Record
Deed Sale	May 22, 1984 · Amount on Record
Deed Book / Page	865 / 880
Record Refreshed	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	287 E MAIN ST, WESTMINSTER, MD 21157-5536
Document Number	0097640390
Instrument Date	Jun 17, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	287 E MAIN ST WESTMINSTER MD 211575536, WESTMINSTER, MD 21157-5536

Mortgage

Document Number	0097640390
Date	Jul 17, 2020
Book Page	009764/000390

Lender

Name	TRUIST BK
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,300 (+42.35%) Land $63,000 Building $172,300	$235,300 (+42.35%) Land $63,000 Building $172,300
2025	$3,561.00 (+27.5%)
2023	$2,793.00	$165,300 Land $40,700 Building $124,600	$165,300 Land $40,700 Building $124,600

Flood & Wildfire

287 E Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Westminster Historic District (Additional Documentation) listed 1980 · 1,246 contributing resources · NRIS 80001804

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.