2947 Spencer Ave, Sanger, CA 93657 Property Records

Fresno County property record for 2947 Spencer Ave, Sanger, CA 93657

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,512 sqft · built 2013
Lot Size	0.157 acres (6,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2017)
Tax Bill	$5,306 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`315-540-25`

Property Details

APN / Parcel Number

Primary APN	`315-540-25`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,512 sqft Living Area
1st Floor Area	1,109 sqft
2nd Floor Area	1,403 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Construction Type	Frame
Lot Area	6,840 sqft (0.157 acres)
Lot Dimensions	114 ft deep x 60 ft wide
Garage Area	790 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	2947 SPENCER AVE
City	SANGER
State	CA
Zip	93657-4261
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 143 TRACT NO 5383 ROYAL WOODS
Legal Subdivision	ROYAL WOODS 5383
Legal Tract	5383
Legal Lot Number	143
Jurisdiction	FRESNO CA
Township / Civil Division	SANGER
Census Block Group	1
Census Block	1017
Census Tract	6001

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2947 SPENCER AVE, SANGER, CA 93657-4261
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage PAVIA FINANCIAL SERVICES INC
Apr 7, 2017	Grant Deed, Transfer · Conventional Mortgage PAVIA FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Oct 31, 2013 · Amount on Record
Deed Document Number	201743680
Prior Transfer Date	Oct 28, 2013
Prior Transfer Doc	0000151343
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	2947 SPENCER AVE, SANGER, CA 93657-4261
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002898
Date	Jan 9, 2020
Instrument	2020-0002898

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2040

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Apr 7, 2017
Property Address	2947 SPENCER AVE, SANGER, CA 93657-4261
Document Number	0000043680
Map Reference	VOL 76 PG 97-104
Instrument Date	Mar 13, 2017
Instrument	2017-0043680
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE FRESNO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2947 SPENCER AVE, SANGER, CA 93657-4261

Mortgage

Document Number	0000043681
Date	Apr 7, 2017
Instrument	2017-0043681

Lender

Name	PAVIA FINANCIAL SERVICES INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Sanger City
Unified School District	Sanger Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,049 (+2%) Land $53,266 Building $307,783
2025	$5,306.00 (+6.63%)	$353,971 (+4.04%) Land $52,222 Building $301,749
2023	$4,976.00 (+3.39%)	$340,229 Land $50,196 Building $290,033
2022	$4,813.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANGER serves 26,357 people · EPA ID CA1010029
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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