2914 Reflection Ln, Ooltewah, TN 37363 Property Records

Hamilton County property record for 2914 Reflection Ln, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,751 sqft · built 2010
Lot Size	0.382 acres (16,670 sqft)
Owner	Individual Name on File
Last Sale	$539,900 (Feb 2011)
Tax Bill	$3,435 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`150J E 042`

Property Details

APN / Parcel Number

Primary APN	`150J E 042`
Alternative APN	`0000154833`

Interior

Full Baths	5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,751 sqft Living Area

Exterior

Year Built	Built 2010
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,670 sqft (0.382 acres)
Lot Dimensions	184 ft deep x 90.6 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000154833
Street Address	2914 REFLECTION LN
City	OOLTEWAH
State	TN
Zip	37363-6937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 80 HIDDEN LAKES SUB PB79 PG165 OUT OF 150-165.01 FOR 2006
Legal Subdivision	HIDDEN LAKES SUB
Legal Lot Number	80
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	2
Census Block	2011
Census Tract	11314

Owner

Source: Hamilton County records · APN 150J E 042

Assessment roll updated May 20, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2914 REFLECTION LN, OOLTEWAH, TN 37363-6937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 08, 2011 · Amount on Record
Deed Sale	Feb 08, 2011 · Amount on Record
Prior Sale	Feb 08, 2011 · Amount on Record
Deed Document Number	0000000214
Last Transfer Date	Mar 21, 2022
Transfer Doc	0000000191
Record Updated	Jun 08, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON TN
Recording Date	Mar 21, 2022
Property Address	2914 REFLECTION LN, OOLTEWAH, TN 37363-6937
Document Number	0000000191
Book / Page	12888 / 892
Map Reference	MB 79 PG 165
Instrument Date	Mar 08, 2022
Instrument	2022032100191
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2914 REFLECTION LN, OOLTEWAH, TN 37363-6937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2914 REFLECTION LN, OOLTEWAH, TN 37363-6937
Investor	Possibly a Property Investor

Mortgage

Document Number	0012888898
Date	Mar 21, 2022
Instrument	12888/898

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	229 Months
Due	Apr 01, 2041

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated May 20, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,435.00 (+3.31%)	$226,675 (+52.51%)	$906,700 (+52.51%) Land $80,000 Building $826,700
2024	$3,325.00 (-0.27%)	$148,625 (-)	$594,500 (-) Land $55,000 Building $539,500
2023	$3,334.00	$148,625	$594,500 Land $55,000 Building $539,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 30, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Electric Power Board of Chattanooga, Tennessee Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 261 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.