2945 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2945 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,914 sqft · built 2006
Lot Size	0.417 acres (18,165 sqft)
Owner	2 Owner Names on File
Last Sale	$2,250,000 (Mar 2008)
Tax Bill	$11,625 (2024)
Flood Zone	Zone X (moderate risk)
APN	`14-2S-21-42210-000-2945`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2945`
Alternative APN	`1020166`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	4,914 sqft Living Area
Gross Area	7,181 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2006
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	17.3 ft deep x 10.5 ft wide
Garage Type	Detached - Finished
Garage Area	644 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,291 sqft
Deck Area	Deck Area
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1020166
Street Address	2945 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2945 PINE VALLEY AT SANDESTIN PB 12-14 OR 1787-195, 200, 205, 210 OR 2621-224 OR 2787-2440
Legal Range	21W
Legal Township	02S
Legal Section	14
Legal Subdivision	PINE VALLEY AT SANDESTIN
Legal Lot Number	2945
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records · APN 14-2S-21-42210-000-2945

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	2945 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2008 · Amount on Record
Deed Sale	Mar 13, 2008 · Amount on Record
Deed Document Number	1031446
Deed Book / Page	2787 / 2440
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,243,433 (-12.47%) Land $500,000 Building $1,743,433	$2,243,433 (-12.47%) Land $500,000 Building $1,743,433
2024	$11,625.00 (+3.64%)
2023	$11,217.00 (+1.07%) Homeowner's exemption	$2,562,912 (+9.62%) Land $281,827 Building $2,281,085	$2,562,912 (+9.62%) Land $281,827 Building $2,281,085
2022	$11,098.00 Homeowner's exemption	$2,338,067 Land $312,828 Building $2,025,239	$2,338,067 Land $312,828 Building $2,025,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Wildfire

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Communications Cable	1,000 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Lumen Technologies, Wildstar Networks.

Based on FCC filings for 217 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.