2946 Pine Valley Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 2946 Pine Valley Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,320 sqft · built 2012
Lot Size	0.416 acres (18,121 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Mar 2023)
Tax Bill	$16,338 (2024)
Deeds & Mortgages	Mar 2023 Sale Aug 2021 Sale
Flood Zone	Zone AE (high risk)
APN	`14-2S-21-42210-000-2946`

Property Details

APN / Parcel Number

Primary APN	`14-2S-21-42210-000-2946`
Alternative APN	`1020167`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Stories	2 Stories
Building Area	3,320 sqft Living Area
Gross Area	4,843 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2012
Exterior Material	Wood
Construction Type	Frame
Roof Type	Cathedral/Clerestory
Roof Material	Concrete Tile
Lot Area	18,121 sqft (0.416 acres)
Lot Dimensions	17.1 ft deep x 10.6 ft wide
Garage Type	Finished
Garage Area	624 sqft
Porch	Porch
Porch Area	899 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1020167
Street Address	2946 PINE VALLEY DR
City	MIRAMAR BEACH
State	FL
Zip	32550-7837
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 2946 PINE VALLEY AT SANDESTIN PB 12-14 OR 2334-1880 OR 2356-457 OR 2998-3729 OR 3214-1356 OR 3284-2516
Legal Range	21W
Legal Township	02S
Legal Section	14
Legal Subdivision	PINE VALLEY AT SANDESTIN
Legal Lot Number	2946
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3000
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1218 WINTERBRANCH WAY, LOUISVILLE, KY 40245-6533
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2023	Warranty Deed, Transfer BURKE LAW AND TITLE LLC
Aug 31, 2021	Warranty Deed, Transfer CUSTOMERS FIRST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 24, 2023 · Amount on Record
Deed Sale	Mar 24, 2023 · Amount on Record
Prior Sale	Aug 31, 2021 · Amount on Record
Deed Document Number	0032842516
Deed Book / Page	3284 / 2516
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 24, 2023
Property Address	2946 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Document Number	0032842516
Book / Page	3284 / 2516
Map Reference	MB 12 PG 14&14A
Instrument Date	Mar 24, 2023
Instrument	20230010192
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	BURKE LAW AND TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$14,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	485 GOLF CLUB DR, SANTA ROSA BEACH, FL 32459-4138

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 WINTERBRANCH WAY, LOUISVILLE, KY 40245-6533

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 31, 2021
Property Address	2946 PINE VALLEY DR, MIRAMAR BEACH, FL 32550-7837
Document Number	0032141356
Book / Page	3214 / 1356
Map Reference	MB 12 PG 14&14A
Instrument Date	Aug 26, 2021
Instrument	20210043844
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CUSTOMERS FIRST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$12,775.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1910 WATERFRONT PL, 1910, PITTSBURGH, PA 15222-4818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7562 AUBREY RIDGE DR, FAIRVIEW, TN 37062-8927

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,888,531 (-9.71%) Land $500,000 Building $1,388,531	$1,888,531 (-9.71%) Land $500,000 Building $1,388,531
2024	$16,338.00 (-14.04%)
2023	$19,006.00 (+7.77%)	$2,091,743 (+9.91%) Land $281,827 Building $1,809,916	$2,091,743 (+9.91%) Land $281,827 Building $1,809,916
2022	$17,636.00	$1,903,071 Land $312,828 Building $1,590,243	$1,903,071 Land $312,828 Building $1,590,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, CenturyLink, Wildstar Networks.

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