2932 N Clements Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2932 N Clements Ave, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,398 sqft · built 2006
Lot Size	1 acres (43,644 sqft)
Owner	2 Individual Names on Record
Last Sale	$100 (Oct 2004)
Tax Bill	$3,722 (2025)
Deeds & Mortgages	Jan 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00100-0090`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00100-0090`
Alternative APNs	`1818S19E0110001000090` `2289775`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,398 sqft Living Area
Gross Area	4,802 sqft
1st Floor Area	3,398 sqft
Flooring	Concrete/Cement
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Combination
Construction Type	Masonry / Concrete Block
Foundation Type	Footing
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	43,644 sqft (1 acres)
Lot Dimensions	235 ft deep x 187 ft wide
Garage Type	Attached
Garage Area	1,144 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Pool Area	330 sqft
Porch	Screened Aluminum Porch
Porch Area	819 sqft
Patio Area	200 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2289775
Street Address	2932 N CLEMENTS AVE
City	HERNANDO
State	FL
Zip	34442-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 9 BLK 10
Legal Range	19E
Legal Township	18S
Legal Section	19
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	10
Legal Lot Number	9
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	1
Census Block	1022
Census Tract	450103

Owner

Source: Citrus County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2932 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2004 · Amount on Record
Deed Sale	Oct 1, 2004 · Amount on Record
Prior Sale	Apr 1, 2003 · Amount on Record
Deed Book / Page	1777 / 1802
Prior Transfer Date	Apr 10, 2003
Prior Transfer Doc	0000020809
Record Updated	Oct 29, 2026

January 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CITRUS FL
Property Address	2932 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number	0028142380
Instrument Date	Jan 12, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 N CLEMENTS AVE HERNANDO FL 344424743, HERNANDO, FL 34442-4743

Mortgage

Document Number	0028142380
Date	Mar 8, 2017
Book Page	002814/002380
Instrument	10672

Lender

Name	SUNTRUST BK
Type	Bank
Address	RICHMOND, VA 23285-5130

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Mar 7, 2037

Interest

Rate Type	Adjustable Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,722.00 (+4.32%) Homeowner's exemption	$275,486 (-49.67%)	$526,023 (-3.89%) Land $32,000 Building $494,023
2024	$3,568.00 (+2.38%) Homeowner's exemption Additional exemption filed	$547,327 (+0.1%) Land $26,500 Building $520,827	$547,327 (+0.1%) Land $26,500 Building $520,827
2023	$3,485.00 (+6.8%) Homeowner's exemption Additional exemption filed	$546,781 (+21.47%) Land $24,000 Building $522,781	$546,781 (+21.47%) Land $24,000 Building $522,781
2022	$3,263.00 Homeowner's exemption Additional exemption filed	$450,136 Land $18,000 Building $432,136	$450,136 Land $18,000 Building $432,136

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	10 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20