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2864 N Clements Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2864 N Clements Ave, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,811 sqft · built 2019
Lot Size0.998 acres (43,489 sqft)
Owner2 Company Names on Record
Last Sale$490,000 (Jul 2024)
Tax Bill$5,583 (2025)
Deeds & MortgagesJul 2026 Transfer
Oct 2018 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00100-0110

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00100-0110
Alternative APNs
  • 1818S19E0110001000110
  • 2289791

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,811 sqft Living Area
Gross Area2,862 sqft
1st Floor Area1,811 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeConcrete Block
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,489 sqft (0.998 acres)
Lot Dimensions234 ft deep x 187 ft wide
Garage TypeAttached
Garage Area836 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area392 sqft
PorchFinished/Screened Porch
Porch Area278 sqft
Patio Area152 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2289791
Street Address2864 N CLEMENTS AVE
CityHERNANDO
StateFL
Zip34442-4743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 11 BLK 10
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block10
Legal Lot Number11
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1022
Census Tract450103

Owner

Source: Citrus County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Oct 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
CAPITAL CITY BANK
Feb 14, 2020Deed of Trust, Mortgage · Conventional with PMI
SUNCOAST CU
Sep 27, 2019Loan Modification, Mortgage · Conventional Mortgage
CAPITAL CTY BK
Aug 27, 2018Warranty Deed, Transfer
EXPRESS TITLE SERVICES/CITRUS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2024 · Amount on Record
Deed SaleJul 3, 2024 · Amount on Record
Prior SaleAug 27, 2018 · Amount on Record
Deed Document Number202439691
Deed Book / Page3481 / 1795
Last Transfer DateJul 24, 2026
Transfer Doc0000045420
Record UpdatedSep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCITRUS FL
Recording DateJul 30, 2026
Property Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0000045420
Book / Page3693 / 1622
Instrument DateJul 24, 2026
Instrument202645420
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
InvestorPossibly a Property Investor

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN SUN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0029331535
DateOct 17, 2018
Book Page2933/1535
Instrument2018052558
Lender
NameCAPITAL CITY BANK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0030410685
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 20, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2864 N CLEMENTS AVE HERNANDO FL 344424743, HERNANDO, FL 34442-4743

Mortgage

Document Number0030410685
DateFeb 21, 2020
Book Page003041/000685
Instrument9958
Lender
NameSUNCOAST CU
AddressTAMPA, FL 33610
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 20, 2050

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCITRUS FL
Property Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0030071732
Instrument DateSep 27, 2019
Transaction TypeMortgage
Record UpdatedOct 18, 2019
Title CompanySOUTHERN SUN TITLE COMPANY INC, SOUTHERN SUN TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2864 N CLEMENTS AVE HERNANDO FL 344424743, HERNANDO, FL 34442-4743

Mortgage

Document Number0030071732
DateSep 27, 2019
Book Page003007/001732
Instrument51077
Lender
NameCAPITAL CTY BK
TypeBank
AddressTALLAHASSEE, FL 32308
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 26, 2049
Interest
Rate4.37%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCITRUS FL
Recording DateAug 27, 2018
Property Address2864 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0029221814
Book / Page002922 / 001814
Instrument DateAug 23, 2018
Instrument43309
Transaction TypeTransfer
Record UpdatedSep 17, 2018
Title CompanyEXPRESS TITLE SERVICES/CITRUS INC

Transaction

AmountAmount Recorded
Tax$122.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address10291 HUNTING HILLS AVE NE HARTVILLE OH 446329788, HARTVILLE, OH 44632-9788

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,583.00 (+67.86%)$362,310 (-0.51%) Land $32,000 Building $330,310$362,310 (-0.51%) Land $32,000 Building $330,310
2024$3,326.00 (+2.43%) Homeowner's exemption Additional exemption filed$364,175 (-0.36%) Land $26,500 Building $337,675$364,175 (-0.36%) Land $26,500 Building $337,675
2023$3,247.00 (+6.88%) Homeowner's exemption Additional exemption filed$365,489 (+20.29%) Land $24,000 Building $341,489$365,489 (+20.29%) Land $24,000 Building $341,489
2022$3,038.00 Homeowner's exemption Additional exemption filed$303,846 Land $18,000 Building $285,846$303,846 Land $18,000 Building $285,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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