Citrus County property record for 2849 N Clements Ave, Hernando, FL 34442
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,470 sqft · built 1989 |
| Lot Size | 1 acres (43,670 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $54,300 (Apr 2007) |
| Tax Bill | $883 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19E-18S-18-0110-00070-0020 |
| Primary APN | 19E-18S-18-0110-00070-0020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,470 sqft Living Area |
| Gross Area | 2,151 sqft |
| 1st Floor Area | 1,470 sqft |
| Flooring | Concrete/Cement |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Frame/Wood Siding |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Fiberglass |
| Lot Area | 43,670 sqft (1 acres) |
| Lot Dimensions | 292 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 6 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 306 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 2289104 |
|---|---|
| Street Address | 2849 N CLEMENTS AVE |
| City | HERNANDO |
| State | FL |
| Zip | 34442-4747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CRR |
| Legal Description | CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 2 BLK 7 |
| Legal Range | 19E |
| Legal Township | 18S |
| Legal Section | 19 |
| Legal Subdivision | CITRUS HILLS 1ST ADD (PB9-73) |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | CITRUS FL |
| Township / Civil Division | INVERNESS |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 450104 |
Source: Citrus County records, as of October 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2849 N CLEMENTS AVE, HERNANDO, FL 34442-4747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 30, 2007 · Amount on Record |
| Deed Sale | Apr 30, 2007 · Amount on Record |
| Prior Sale | May 22, 2002 · Amount on Record |
| Deed Document Number | 200726100 |
| Deed Book / Page | 2120 / 1365 |
| Prior Transfer Date | Apr 20, 2007 |
| Prior Transfer Doc | 0021201365 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2849 N CLEMENTS AVE, HERNANDO, FL 34442-4747 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2849 N CLEMENTS AVE, HERNANDO, FL 34442-4747 |
| Document Number | 0033590723 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 3359/723 |
| Instrument | 2023012011 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CITRUS FL |
| Property Address | 2849 N CLEMENTS AVE, HERNANDO, FL 34442-4747 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2849 N CLEMENTS AVE, HERNANDO, FL 34442-4747 |
| Document Number | 0032210703 |
|---|---|
| Date | Nov 1, 2021 |
| Book Page | 3221/703 |
| Instrument | 2021075713 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
Source: Citrus County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Citrus County |
| Unified School District | Citrus County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $883.00 (+9.69%) Homeowner's exemption Disabled Person's exemption | $91,793 (-58.35%) | $217,024 (-1.53%) Land $32,000 Building $185,024 |
| 2024 | $805.00 (+4.01%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $220,401 (+2.47%) Land $26,500 Building $193,901 | $220,401 (+2.47%) Land $26,500 Building $193,901 |
| 2023 | $774.00 (-1.65%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $215,087 (+23.97%) Land $24,000 Building $191,087 | $215,087 (+23.97%) Land $24,000 Building $191,087 |
| 2022 | $787.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $173,506 Land $18,000 Building $155,506 | $173,506 Land $18,000 Building $155,506 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROLLING OAKS SUBDIVISION public/private · serves 11,572 people · EPA ID FL6090150 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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