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2782 N Clements Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2782 N Clements Ave, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,449 sqft · built 1999
Lot Size1 acres (43,797 sqft)
OwnerIndividual Name on Record
Last Sale$190,000 (Jan 2020)
Tax Bill$5,581 (2025)
Deeds & MortgagesJan 2020 Sale & Mortgage
Feb 2019 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00100-013.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00100-013.0
Alternative APNs
  • 1818S19E0110001000130
  • 2289813

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,449 sqft Living Area
1st Floor Area2,145 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2004
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeHip
Roof MaterialFiberglass
Lot Area43,797 sqft (1 acres)
Lot Dimensions232 ft deep x 189 ft wide
Garage Area504 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area420 sqft
PorchFinished/Screened Porch
Porch Area360 sqft
Patio Area350 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2289813
Old Parcel Number1818S19E0110001000130
Street Address2782 N CLEMENTS AVE
CityHERNANDO
StateFL
Zip34442-4743
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LT 13 BLK 10
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block10
Legal Lot Number13
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group1
Census Block1022
Census Tract450103

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address173 HIGHFIELD DR, TORRINGTON, CT 06790-5826
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2020Special Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE UNLIMITED
Feb 1, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Feb 14, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 23, 2020 · Amount on Record
Deed SaleJan 23, 2020 · Amount on Record
Prior SaleJan 10, 2008
Deed Document Number2020004036
Deed Book / Page3033 / 1850
Record UpdatedJun 8, 2026

January 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionCITRUS FL
Recording DateJan 23, 2020
Property Address2782 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0030331850
Book / Page3033 / 1850
Map ReferenceMB 9 PG 73-83
Instrument DateJan 21, 2020
Instrument2020004036
Transaction TypeTransfer
Record UpdatedJul 27, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,330.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address303 W PEACHTREE ST NW, 303, ATLANTA, GA 30318

Transferred To (Grantee/Buyer)

NameVerified Name
Address173 HIGHFIELD DR, TORRINGTON, CT 06790-5826

Mortgage

Document Number0030331851
DateJan 23, 2020
Book Page3033/1851
Instrument2020004037
Lender
NameMORTGAGE UNLIMITED
TypeMortgage Company
AddressGARFIELD, NJ 07026
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueFeb 1, 2040

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateFeb 1, 2019
Property Address2782 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0029532427
Book / Page002953 / 002427
Instrument DateJan 31, 2019
Instrument5062
Transaction TypeForeclosure
Record UpdatedFeb 13, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$879.90
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2782 N CLEMENTS AVE HERNANDO FL 344424743, HERNANDO, FL 34442-4743

February 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCITRUS FL
Recording DateFeb 14, 2019
Property Address2782 N CLEMENTS AVE, HERNANDO, FL 34442-4743
Document Number0029560699
Book / Page002956 / 000699
Instrument DateJan 31, 2019
Instrument7157
Transaction TypeForeclosure
Record UpdatedMar 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$879.90

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 3511 ORLANDO FL 328023511, ORLANDO, FL 32802-3511

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,581.00 (+4.73%)$362,140 (-1.73%) Land $32,000 Building $330,140$362,140 (-1.73%) Land $32,000 Building $330,140
2024$5,329.00 (+4.49%)$368,507 (-0.56%) Land $26,500 Building $342,007$368,507 (-0.56%) Land $26,500 Building $342,007
2023$5,100.00 (+18.08%)$370,586 (+22.06%) Land $24,000 Building $346,586$370,586 (+22.06%) Land $24,000 Building $346,586
2022$4,319.00$303,609 Land $18,000 Building $285,609$303,609 Land $18,000 Building $285,609

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.05% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROLLING OAKS SUBDIVISION
public/private · serves 11,572 people · EPA ID FL6090150
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting10
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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