Monroe County property record for 2931 Schrader Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,752 sqft · built 1998 |
| Lot Size | 23.3 acres (1,017,126 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $480,000 (Mar 2019) |
| Tax Bill | $16,307 (2025) |
| Deeds & Mortgages | Mar 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-300-007-000 |
| Primary APN | 07-05-300-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,752 sqft Building Perimeter |
| 1st Floor Area | 1,584 sqft |
| Upper Floors Area | 168 sqft |
| Basement Area | 1,752 sqft |
| Unfinished Basement | 1,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Frame |
| Lot Area | 1,017,126 sqft (23.3 acres) |
| Garage Area | 676 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 546 sqft |
| Patio Area | 180 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2931 SCHRADER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART TAX LOTS 20 & 24A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Lot Number | 20,24A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2931 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2019 · Amount on Record |
| Deed Sale | Mar 26, 2019 · Amount on Record |
| Deed Document Number | 2019400569 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Mar 26, 2019 |
| Property Address | 2931 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Document Number | 0000400569 |
| Instrument Date | Mar 25, 2019 |
| Instrument | 400569 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2931 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Document Number | 0000400570 |
|---|---|
| Date | Mar 26, 2019 |
| Instrument | 400570 |
| Name | ROCKWOOD BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.5% |
Source: Monroe County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,307.00 (+6.95%) Homeowner's exemption | $277,960 (+60.67%) Land $54,620 Building $223,340 | $833,880 (+60.67%) Land $163,860 Building $670,020 |
| 2024 | $15,248.00 | ||
| 2022 | Additional exemption filed | $173,000 Land $54,620 Building $118,380 | $519,000 Land $163,860 Building $355,140 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon, Wisper ISP.
5G (outdoors only) and 4G LTE
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