Monroe County property record for 2901 Schrader Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 936 sqft · built 1979 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $225,000 (Jun 2020) |
| Tax Bill | $5,448 (2024) |
| Deeds & Mortgages | Jan 2023 Mortgage Jun 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-300-004-000 |
| Primary APN | 07-05-300-004-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 190 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 340 sqft |
| Deck Area | 168 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2901 SCHRADER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5331 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PART TAX LOTS 13 & 14 |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Lot Number | 13,14 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
Source: Monroe County records · APN 07-05-300-004-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2931 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2023 | Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK |
| Jun 17, 2020 | Grant Deed, Transfer MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 17, 2020 · Amount on Record |
| Deed Sale | Jun 17, 2020 · Amount on Record |
| Deed Document Number | 2020408772 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 2901 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Transaction Type | Mortgage |
| Record Updated | Feb 08, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000427691 |
|---|---|
| Date | Jan 23, 2023 |
| Instrument | 427691 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 13, 2033 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jun 17, 2020 |
| Property Address | 2901 SCHRADER DR, WATERLOO, IL 62298-5331 |
| Document Number | 0000408772 |
| Instrument Date | Jun 16, 2020 |
| Instrument | 408772 |
| Transaction Type | Transfer |
| Record Updated | Jul 10, 2020 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Tax | $338.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2931 SCHRADER DR WATERLOO IL 622985331, WATERLOO, IL 62298-5331 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $87,990 (+9.52%) Land $23,620 Building $64,370 | $263,970 (+9.52%) Land $70,860 Building $193,110 | |
| 2024 | $5,448.00 | ||
| 2022 | $80,340 Land $23,620 Building $56,720 | $241,020 Land $70,860 Building $170,160 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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