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2811 Schrader Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 2811 Schrader Dr, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,247 sqft · built 1984
Lot Size6.51 acres (283,576 sqft)
OwnerCompany Name on File
Tax Bill$4,938 (2024)
Deeds & MortgagesJun 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN07-05-300-001-000

Property Details

APN / Parcel Number

Primary APN07-05-300-001-000
Alternative APN
  • 07050000002102 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,247 sqft Living Area
1st Floor Area1,247 sqft
Basement Area1,247 sqft
Unfinished Basement1,247 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Construction TypeFrame
Lot Area283,576 sqft (6.51 acres)
Garage Area696 sqft
PorchSlab
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2811 SCHRADER DR
CityWATERLOO
StateIL
Zip62298-5329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART TAX LOT 5 & PART LOT 12 HANOVER ESTATES
Legal Range10W
Legal Township02S
Legal Section05
Legal Lot Number5
JurisdictionMONROE IL
Township / Civil Division14
Census Block Group2
Census Block2007
Census Tract600402

Owner

Source: Monroe County records · APN 07-05-300-001-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address2811 SCHRADER DR, WATERLOO, IL 62298-5329
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address2811 SCHRADER DR, WATERLOO, IL 62298-5329
Transaction TypeMortgage
Record UpdatedFeb 09, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000390437
DateJun 19, 2017
Instrument390437
Lender
NamePHH MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$85,480 (+32.26%) Land $26,170 Building $59,310$256,440 (+32.26%) Land $78,510 Building $177,930
2024$4,938.00
2022Additional exemption filed$64,630 Land $22,410 Building $42,220$193,890 Land $67,230 Building $126,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336004022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies1 in force
Nearby Flood Claims263 (1993–2019)
Most Recent ClaimJun 2019, river or lake flooding, Severe Storms And Flooding
Claims By Storm
  • Severe Storms And Flooding, Jun 2019 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire RiskLow
above 6% of the US · above 38% of Illinois
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 34 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
HTC HoldingFiber1,000 / 1,000
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless300 / 20
HTC HoldingDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

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