Monroe County property record for 2655 Schrader Dr, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,044 sqft · built 1865 |
| Lot Size | 7.87 acres (342,817 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $350,000 (Oct 2024) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-06-400-003-000 |
| Primary APN | 07-06-400-003-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,044 sqft Building Perimeter |
| 1st Floor Area | 540 sqft |
| Upper Floors Area | 504 sqft |
| Year Built | Built 1865 |
|---|---|
| Effective Year Built | Effective 1865 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 342,817 sqft (7.87 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 128 sqft |
| Deck Area | 200 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 408 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 2655 SCHRADER DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5325 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA1 |
| Legal Description | PART LOTS 7A & 13A |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 06 |
| Legal Lot Number | 7A |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
Source: Monroe County records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2655 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Surviving Spouse |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 9, 2024 · Amount on Record |
| Deed Sale | Oct 9, 2024 · Amount on Record |
| Prior Sale | Jul 2, 2021 · Amount on Record |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 2, 2021 |
| Property Address | 2655 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Document Number | 0000418248 |
| Instrument Date | Jul 2, 2021 |
| Instrument | 418248 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2021 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $397.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2655 SCHRADER DR, WATERLOO, IL 62298-5325 |
| Document Number | 0000418249 |
|---|---|
| Date | Jul 2, 2021 |
| Instrument | 418249 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $95,300 (+13.33%) Land $28,470 Building $66,830 | $285,900 (+13.33%) Land $85,410 Building $200,490 | |
| 2022 | Disabled Person's exemption Additional exemption filed | $84,090 Land $28,470 Building $55,620 | $252,270 Land $85,410 Building $166,860 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Harrisonville Telephone Company DSL | 50 / 10 |
May also be available: Verizon, Wisper ISP.
5G and 4G LTE (outdoors only)
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