San Luis Obispo County property record for 2927 Cottage Ln, Paso Robles, CA 93446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,605 sqft · built 2003 |
| Lot Size | 0.068 acres (2,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $438,000 (Jan 2020) |
| Tax Bill | $5,901 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 025-803-032 |
| Primary APN | 025-803-032 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,605 sqft Living Area |
| Year Built | Built 2003 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,993 sqft (0.068 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 025397072 |
|---|---|
| Street Address | 2927 COTTAGE LN |
| City | PASO ROBLES |
| State | CA |
| Zip | 93446-6382 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | CY PR TR 2376 LT 72 |
| Legal Tract | 2376 |
| Legal Lot Number | 72 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | PASO ROBLES |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 10207 |
Source: San Luis Obispo County records · APN 025-803-032
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2927 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2021 | Deed of Trust, Mortgage · VA Mortgage CLEARPATH LENDING |
| Jan 16, 2020 | Grant Deed, Transfer · VA Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 16, 2020 · Amount on Record |
| Deed Sale | Jan 16, 2020 · Amount on Record |
| Prior Sale | Mar 10, 2011 |
| Deed Document Number | 2020002258 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 2927 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Transaction Type | Mortgage |
| Record Updated | Apr 08, 2021 |
| Title Company | PACIFIC COAST TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2927 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000023726 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021023726 |
| Name | CLEARPATH LENDING |
|---|---|
| Type | Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jan 16, 2020 |
| Property Address | 2927 COTTAGE LN, PASO ROBLES, CA 93446-6382 |
| Document Number | 0000002258 |
| Instrument Date | Dec 20, 2019 |
| Instrument | 2258 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.80 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 2927 COTTAGE LN PASO ROBLES CA 934466382, PASO ROBLES, CA 93446-6382 |
| Document Number | 2259 |
|---|---|
| Date | Jan 16, 2020 |
| Instrument | 2259 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 15, 2050 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | El Paso De Robles (Paso Robles) City |
| Unified School District | Paso Robles Joint Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,901.00 (+4.39%) | $479,012 (+4.04%) Land $196,854 Building $282,158 |
| 2023 | $5,653.00 (+2.3%) | $460,413 Land $189,211 Building $271,202 |
| 2022 | $5,526.00 |
Source: FEMA National Flood Hazard Layer as of July 22, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Ranch WiFi Fixed Wireless | 100 / 20 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 216 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF PASO ROBLES WATER DIVISION serves 31,176 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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