2919 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2919 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,481 sqft · built 2003
Lot Size	0.073 acres (3,171 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,566 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jun 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`025-803-044`

Property Details

APN / Parcel Number

Primary APN	`025-803-044`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,481 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	3,171 sqft (0.073 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2919 COTTAGE LN
City	PASO ROBLES
State	CA
Zip	93446-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2376 LT 84
Legal Subdivision	TRACT 2376
Legal Tract	2376
Legal Block	1
Legal Lot Number	84
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1036
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Intrafamily Transfer, Transfer · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jun 7, 2019	Grant Deed, Transfer · FHA Mortgage SIERRA PACIFIC MORTGAGE CO INC
Nov 16, 2018	Grant Deed, Transfer
Jan 18, 2017	Grant Deed, Transfer · Conventional Mortgage CENTRAL COAST LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2021
Deed Sale	Mar 5, 2021
Prior Sale	Jun 7, 2019 · Amount on Record
Deed Document Number	202117093
Prior Transfer Date	Mar 1, 2021
Prior Transfer Doc	0000017093
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 5, 2021
Property Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000017093
Map Reference	MB 19 PG 72
Instrument Date	Mar 1, 2021
Instrument	2021017093
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	0000017094
Date	Mar 5, 2021
Instrument	2021017094

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 7, 2019
Property Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000021815
Map Reference	MB 19 PG 72
Instrument Date	May 3, 2019
Instrument	2019021815
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FNT SLO ATASCADERO OFFICE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	0000021816
Date	Jun 7, 2019
Instrument	2019021816

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Mortgage

Document Number	0000021818
Date	Jun 7, 2019
Instrument	2019021818

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Nov 16, 2018
Property Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000047635
Instrument Date	Nov 16, 2018
Instrument	47635
Transaction Type	Transfer
Record Updated	Nov 29, 2018

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4555 CAYUCOS AVE ATASCADERO CA 934222707, ATASCADERO, CA 93422-2707

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jan 18, 2017
Property Address	2919 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000002507
Instrument Date	Dec 8, 2016
Instrument	2507
Transaction Type	Transfer
Record Updated	Jan 30, 2017
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$390.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2919 COTTAGE LN PASO ROBLES CA 934466382, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	2508,
Date	Jan 18, 2017
Instrument	2508

Lender

Name	CENTRAL COAST LNDG
Address	MORRO BAY, CA 93442

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 17, 2047

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$464,796 (+2%) Land $204,807 Building $259,989
2025	$5,566.00 (+2.15%) Homeowner's exemption	$455,684 (+4.04%) Land $200,792 Building $254,892
2024	$5,449.00 (+2.35%)
2023	$5,324.00 (+2.36%) Homeowner's exemption	$437,992 Land $192,996 Building $244,996
2022	$5,201.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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