2935 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2935 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,197 sqft · built 2003
Lot Size	0.079 acres (3,444 sqft)
Owner	Individual Name on Record
Last Sale	$405,000 (Mar 2019)
Tax Bill	$5,522 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Mar 2019 Sale & Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`025-803-030`

Property Details

APN / Parcel Number

Primary APN	`025-803-030`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,197 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Wood
Lot Area	3,444 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	2935 COTTAGE LN
City	PASO ROBLES
State	CA
Zip	93446-6382
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PR TR 2376 LT 70
Legal Tract	2376
Legal Block	1
Legal Lot Number	70
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	PASO ROBLES
Census Block Group	1
Census Block	1036
Census Tract	10207

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2935 COTTAGE LN, PASO ROBLES, CA 93446-6382
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Mar 7, 2019	Grant Deed, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Nov 21, 2006 · Amount on Record
Deed Document Number	20197813
Prior Transfer Date	Sep 3, 2012
Prior Transfer Doc	0000052646
Record Updated	Oct 29, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	2935 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000010989
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Apr 4, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 COTTAGE LN PASO ROBLES CA 934466382, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	0000010989
Date	Mar 28, 2019
Instrument	10989

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.76%

March 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Mar 7, 2019
Property Address	2935 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number	0000007813
Map Reference	MB 19 G 72
Instrument Date	Jan 29, 2019
Instrument	2019007813
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2935 COTTAGE LN, PASO ROBLES, CA 93446-6382

Mortgage

Document Number	0000007814
Date	Mar 7, 2019
Instrument	2019007814

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.76%
Type Change Date	Apr 1, 2020
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5%
Index	1-Year LIBOR
Max Rate	5%

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	El Paso De Robles (Paso Robles) City
Unified School District	Paso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,816 (+2%) Land $210,496 Building $250,320
2025	$5,522.00 (+4.52%) Homeowner's exemption	$451,781 (+4.04%) Land $206,369 Building $245,412
2023	$5,283.00 (+2.38%) Homeowner's exemption	$434,239 Land $198,356 Building $235,883
2022	$5,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PASO ROBLES WATER DIVISION serves 31,176 people · EPA ID CA4010007
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Ranch Wifi Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Verizon.

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