2923 Cottage Ln, Paso Robles, CA 93446 Property Records

San Luis Obispo County property record for 2923 Cottage Ln, Paso Robles, CA 93446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,605 sqft · built 2003
Lot Size0.068 acres (2,993 sqft)
OwnerIndividual Name on File
Last Sale$635,000 (Jul 2025)
Tax Bill$6,030 (2025)
Deeds & MortgagesDec 2020 Mortgage
Oct 2019 Transfer
Flood ZoneZone X (minimal risk)
APN025-803-034

Property Details

APN / Parcel Number

Primary APN025-803-034
Alternative APN
  • 025397074

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area1,605 sqft Living Area

Exterior

Year BuiltBuilt 2003
Construction TypeWood
Lot Area2,993 sqft (0.068 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number025397074
Street Address2923 COTTAGE LN
CityPASO ROBLES
StateCA
Zip93446-6382
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCY PR TR 2376 LT 74
Legal SubdivisionTRACT 2376
Legal Tract2376
Legal Lot Number74
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionPASO ROBLES
Census Block Group1
Census Block1036
Census Tract10207

Owner

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1310 CHERRY AVE, SAN JOSE, CA 95125-3721
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CMG MORTGAGE INC
Oct 4, 2019Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 15, 2025 · Amount on Record
Deed SaleJul 15, 2025 · Amount on Record
Prior SaleOct 4, 2019
Deed Document Number2025019962
Record UpdatedJun 7, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address2923 COTTAGE LN, PASO ROBLES, CA 93446-6382
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyPLACER TITLE COMPANY MORRO

Transferred To (Grantee/Buyer)

NameVerified Name
Address4298 TOWER RD, PASO ROBLES, CA 93446-9588

Mortgage

Document Number0000077934
DateDec 29, 2020
Instrument2020077934
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressMORRO BAY, CA 93442
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

October 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateOct 4, 2019
Property Address2923 COTTAGE LN, PASO ROBLES, CA 93446-6382
Document Number0000042673
Instrument DateOct 3, 2019
Instrument42673
Transaction TypeTransfer
Record UpdatedOct 17, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4298 TOWER RD PASO ROBLES CA 934469588, PASO ROBLES, CA 93446-9588

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
MunicipalityEl Paso De Robles (Paso Robles) City
Unified School DistrictPaso Robles Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$6,030.00 (+4.38%)$490,585 (+4.04%) Land $191,313 Building $299,272
2023$5,777.00 (+2.27%)$471,536 Land $183,885 Building $287,651
2022$5,649.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2023)
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PASO ROBLES WATER DIVISION
serves 31,176 people · EPA ID CA4010007
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Ranch WiFi
Fixed Wireless
100 / 20
Surfnet Communications
Fixed Wireless
100 / 20

May also be available: Verizon.

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