2926 E 14th St, Panama City, FL 32401 Property Records

Bay County property record for 2926 E 14th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 938 sqft · built 2006
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2023)
Tax Bill	$1,257 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15217-000-000`

Property Details

APN / Parcel Number

Primary APN	`15217-000-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2016
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Porch	Unfinished Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2926 E 14TH ST
City	PANAMA CITY
State	FL
Zip	32401-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	2 4S 14W -37- 118B2 BEG 200 W OF SE COR OF N1/2 OF SW1/4 OF NE1/4 OF NW1/4 TH N 140 W 100 S 140 E 100 TO POB ORB 4717 P 1755
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1031
Census Tract	1200

Owner

2926 E 14th St is owned and occupied by an individual who bought it in August 2023.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2926 E 14TH ST, PANAMA CITY, FL 32401-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2023 · Amount on File
Deed Sale	Aug 7, 2023 · Amount on File
Prior Sale	Apr 3, 2006 · Amount on File
Deed Document Number	202349643
Deed Book / Page	4717 / 1755
Prior Transfer Date	Nov 3, 2010
Prior Transfer Doc	0032811329
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 7, 2023
Property Address	2926 E 14TH ST, PANAMA CITY, FL 32401-5026
Document Number	0047171755
Book / Page	4717 / 1755
Instrument Date	Aug 1, 2023
Instrument	2023049643
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,085.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2926 E 14TH ST, PANAMA CITY, FL 32401-5026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2926 E 14TH ST, PANAMA CITY, FL 32401-5026

Mortgage

Document Number	0047171757
Date	Aug 7, 2023
Instrument	4717/1757

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2926 E 14th St was $1,257 with a homeowner's exemption, up 0.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,257.00 (+0.56%) Homeowner's exemption	$141,264	$145,045 Land $39,200 Building $105,845
2024	$1,250.00 (+164.27%)
2023	$473.00 (+7.99%) Homeowner's exemption	$72,042 (+3%)	$86,185 (+15.67%) Land $26,852 Building $59,333
2022	$438.00 Homeowner's exemption	$69,944	$74,509 Land $20,580 Building $53,929

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2926 E 14th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2926 E 14th St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20