2942 E 14th St, Panama City, FL 32401 Property Records

Bay County property record for 2942 E 14th St, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Tax Bill	$436 (2025)
Deeds & Mortgages	Jan 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15213-010-000`

Property Details

APN / Parcel Number

Primary APN	`15213-010-000`

Exterior

Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Location & Zoning

Street Address	2942 E 14TH ST
City	PANAMA CITY
State	FL
Zip	32401-5026
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	2 4S 14W -32.1- 118B2 BEG SE COR OF N1/2 OF SW1/4 OF NE1/4 OF NW1/4 TH N 140 W 100 S 140 E 100 TO POB ORB 4649 P 2334
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1031
Census Tract	1200

Owner

2942 E 14th St, residential vacant land, is owned by an individual who acquired it in December 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3511 AZALEA WAY, PANAMA CITY, FL 32405-0204
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 9, 2022
Transfer Doc	0046492334
Record Updated	Sep 20, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Jan 20, 2023
Property Address	2942 E 14TH ST, PANAMA CITY, FL 32401-5026
Document Number	0046492334
Book / Page	4649 / 2334
Instrument Date	Dec 9, 2022
Instrument	2023003734
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2932 E 14TH ST, PANAMA CITY, FL 32401-5026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3511 AZALEA WAY, PANAMA CITY, FL 32405-0204

Tax Assessment & Valuation

The 2025 property tax bill for 2942 E 14th St was $436, up 8.2% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$436.00 (+8.19%)	$30,554	$41,575 Land $39,200 Building $2,375
2024	$403.00 (+19.23%)
2023	$338.00 (+27.55%)	$29,227 (+27.32%) Land $26,852 Building $2,375	$29,227 (+27.32%) Land $26,852 Building $2,375
2022	$265.00	$22,955 Land $20,580 Building $2,375	$22,955 Land $20,580 Building $2,375

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2942 E 14th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2942 E 14th St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20