2932 E 14th St, Panama City, FL 32401 Property Records

Bay County property record for 2932 E 14th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,326 sqft · built 1956
Lot Size	0.321 acres (13,982 sqft)
Owner	Individual Name on File
Tax Bill	$122 (2025)
Deeds & Mortgages	May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`15213-000-000`

Property Details

APN / Parcel Number

Primary APN	`15213-000-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,326 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	13,982 sqft (0.321 acres)
Lot Dimensions	140 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	294 sqft
Carport	Carport
Carport Area	294 sqft
Porch	Florida Room
Porch Area	196 sqft
Mobile Home / RV Hookup	Mobile Home / RV Hookup

Utilities, Heating & Cooling

Cooling System	Window A/C
Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Street Address	2932 E 14TH ST
City	PANAMA CITY
State	FL
Zip	32401-5026
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	2 4S 14W -32- 118B2 BEG AT A POINT 100 WEST OF SE COR OF N1/2 OF SW1/4 OF THE NE1/4 OF NW1/4 OF SEC 2 TH RUN N 140 W 100 S 140 E 100 TO POB ORB 3903 P 2093
Legal Range	14W
Legal Township	04S
Legal Section	02
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	1
Census Block	1031
Census Tract	1200

Owner

2932 E 14th St is owned and occupied by an individual who acquired it in May 2017.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	2932 E 14TH ST, PANAMA CITY, FL 32401-5026
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 23, 2017
Transfer Doc	0039032093
Record Updated	Jun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BAY FL
Recording Date	May 25, 2017
Property Address	2932 E 14TH ST, PANAMA CITY, FL 32401-5026
Document Number	0039032093
Book / Page	003903 / 002093
Instrument Date	May 23, 2017
Instrument	29810
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2932 E 14TH ST PANAMA CITY BEACH FL 324015026, PANAMA CITY BEACH, FL 32401-5026

Tax Assessment & Valuation

The 2025 property tax bill for 2932 E 14th St was $122 with exemptions applied, up 7% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$122.00 (+7.02%) Homeowner's exemption Widower's exemption Additional exemption filed	$52,943	$103,380 Land $39,200 Building $64,180
2024	$114.00 (+4.59%)
2023	$109.00 (-14.17%) Homeowner's exemption Widower's exemption Additional exemption filed	$49,952 (+3%)	$76,207 (+16.08%) Land $26,852 Building $49,355
2022	$127.00 Homeowner's exemption Widower's exemption Additional exemption filed	$48,497	$65,653 Land $20,580 Building $45,073

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2932 E 14th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	25 (1982–2018)
Claims Outside the SFHA	20 of 25
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 5 claims Severe Storms And Flooding, Jul 2013 · 5 claims Hurricane Dennis, Jul 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2932 E 14th St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable · Fiber in parts of the area	1,200 / 50
Verizon Fixed Wireless	300 / 20