Bay County property record for 2913 E 14th St, Panama City, FL 32401
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,196 sqft · built 1999 |
| Lot Size | 0.416 acres (18,121 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $39,000 (Nov 2012) |
| Tax Bill | $104 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 15207-005-000 |
| Primary APN | 15207-005-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,196 sqft Heated Area |
| Gross Area | 1,452 sqft |
| 1st Floor Area | 1,196 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,121 sqft (0.416 acres) |
| Lot Dimensions | 140 ft deep x 65 ft wide |
| Porch | Porch |
| Porch Area | 64 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 2913 E 14TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-5068 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 2 4S 14W -25.1- 118B2 COM AT NW COR OF N 1/2 OF SW 1/4 OF NE 1/4 OF NW 1/4 OF SEC |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 02 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1200 |
The current owner of 2913 E 14th St bought it in November 2012.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 2913 E 14TH ST, PANAMA CITY, FL 32401-5068 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 20, 2012 · Amount on File |
| Deed Sale | Nov 20, 2012 · Amount on File |
| Deed Document Number | 0034601852 |
| Deed Book / Page | 3460 / 1852 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 2913 E 14th St was $104 with a homeowner's exemption, down 21.2% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $104.00 (-21.21%) Homeowner's exemption | $33,448 (+2.9%) | $73,005 (+6.53%) Land $50,960 Building $22,045 |
| 2024 | $132.00 (+13.79%) Homeowner's exemption | $32,505 (+4.61%) | $68,527 (+53.55%) Land $47,774 Building $20,753 |
| 2023 | $116.00 (+17.17%) Homeowner's exemption | $31,073 (+3%) | $44,629 (+25.92%) Land $34,906 Building $9,723 |
| 2022 | $99.00 Homeowner's exemption | $30,168 | $35,442 Land $26,754 Building $8,688 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2913 E 14th St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 27 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 27 in force |
| Nearby Flood Claims | 25 (1982–2018) |
| Claims Outside the SFHA | 20 of 25 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2913 E 14th St is moderate, ranking above 45% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · lower than 84% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable · Fiber in parts of the area | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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