Hamilton County property record for 2925 Utopia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,367 sqft · built 1926 |
| Lot Size | 0.126 acres (5,489 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $440,000 (May 2026) |
| Tax Bill | $6,689 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit May 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0A01-0063-00 |
| Primary APN | 043-0A01-0063-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,367 sqft Living Area |
| Gross Area | 1,617 sqft |
| 1st Floor Area | 572 sqft |
| 2nd Floor Area | 495 sqft |
| Upper Floors Area | 495 sqft |
| Basement Area | 550 sqft |
| Finished Basement | 300 sqft |
| Unfinished Basement | 250 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 5,489 sqft (0.126 acres) |
| Lot Dimensions | 102 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 180 sqft |
| Porch | Open Frame Porch |
| Porch Area | 154 sqft |
| Patio Area | 560 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2925 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2925 UTOPIA PL 25.24 X 102.14 IRR LOT 7 UTOPIA SUB |
| Legal Subdivision | UTOPIA SUB |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Feb 3, 2021 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| May 14, 2026 | Warranty Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC |
| Oct 30, 2020 | Fiduciary Deed, Transfer THIRD FSLA OF CLEVELAND |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Oct 30, 2020 · Amount on Record |
| Deed Document Number | 202637587 |
| Deed Book / Page | 15666 / 3049 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0000091769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2026 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|
| Document Number | 0000015073 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 14347/2794 |
| Instrument | 2021-0015073 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 14, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 14, 2026 |
| Property Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000037587 |
| Book / Page | 15666 / 3049 |
| Instrument Date | May 11, 2026 |
| Instrument | 202637587 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $88,880.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000037588, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 202637588 |
| Name | ZILLOW HOME LOANS LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 30, 2020 |
| Property Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000114199 |
| Book / Page | 14286 / 1376 |
| Map Reference | MB 27 PG 26 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 2020-0114199 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | LTOC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,360.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2925 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000114200 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 2020-0114200 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,689.00 (+3.1%) | $108,696 (-) Land $35,182 Building $73,514 | $310,560 (-) Land $100,520 Building $210,040 |
| 2024 | $6,488.00 (-2.19%) | $108,696 (-) Land $35,182 Building $73,514 | |
| 2023 | $6,633.00 (-3.58%) | $108,696 (+7.46%) Land $35,182 Building $73,514 | $310,560 (+7.46%) Land $100,520 Building $210,040 |
| 2022 | $6,879.00 Homeowner's exemption | $101,147 Land $33,366 Building $67,781 | |
| 2020 | $288,990 Land $95,330 Building $193,660 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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