2918 Utopia Pl, Cincinnati, OH 45208 Property Records

Hamilton County property record for 2918 Utopia Pl, Cincinnati, OH 45208

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,020 sqft · built 1925
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$189,900 (Jan 1999)
Tax Bill$9,825 (2025)
Deeds & MortgagesJan 2022 Mortgage
Nov 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN043-0A01-0059-00

Property Details

APN / Parcel Number

Primary APN043-0A01-0059-00
Alternative APN
  • 122565976

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,020 sqft Living Area
Gross Area3,172 sqft
1st Floor Area1,124 sqft
2nd Floor Area896 sqft
Basement Area1,152 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions69.8 ft deep x 15 ft wide
Garage TypeBasement
Garage Area200 sqft
Parking Spaces1 Parking Space
PorchOpen Frame Porch
Porch Area96 sqft
Patio Area315 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address2918 UTOPIA PL
CityCINCINNATI
StateOH
Zip45208-2936
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF6
Legal DescriptionUTOPIA DR3 X 69.81 IRR PT LOT 20UTOPIA SUB PARS 59-109 CONS
Legal SubdivisionUTOPIA SUB
Legal Lot Number20
JurisdictionHAMILTON OH
Township / Civil DivisionCINCINNATI
Census Block Group1
Census Block1004
Census Tract4900

Owner

Source: Hamilton County assessment roll, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2918 UTOPIA PL, CINCINNATI, OH 45208-2936
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
UNION SAVINGS BANK
Nov 5, 2020Loan Modification, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 21, 1999 · Amount on Record
Deed SaleJan 21, 1999 · Amount on Record
Prior SaleJan 9, 1998 · Amount on Record
Deed Document Number199911722
Deed Book / Page7862 / 487
Last Transfer DateJan 7, 2022
Transfer Doc0000005526
Record UpdatedSep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionHAMILTON OH
Recording DateJan 14, 2022
Property Address2918 UTOPIA PL, CINCINNATI, OH 45208-2936
Document Number0000005526
Book / Page14584 / 1631
Map ReferenceMB 1389 PG 68
Instrument DateJan 7, 2022
Instrument2022-0005526
Transaction TypeTransfer
Record UpdatedApr 10, 2026
Title CompanyPROMINENT TITLE AGENCY LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address2918 UTOPIA PL, CINCINNATI, OH 45208-2936

Mortgage

Document Number0000005527
DateJan 14, 2022
Instrument2022-0005527
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueFeb 1, 2037

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address2918 UTOPIA PL, CINCINNATI, OH 45208-2936
Document Number0000120315
Instrument DateNov 5, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2918 UTOPIA PL CINCINNATI OH 452082936, CINCINNATI, OH 45208-2936

Mortgage

Document Number0000120315
DateNov 16, 2020
Book Page014296/001669
Instrument120315
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 15, 2035

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityCincinnati City
Unified School DistrictCincinnati City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,825.00 (+3.12%)$159,796 (-) Land $58,478 Building $101,318$456,560 (-) Land $167,080 Building $289,480
2024$9,528.00 (-2.2%)$159,796 (-) Land $58,478 Building $101,318
2023$9,742.00 (-9.67%)$159,796 (+0.69%) Land $58,478 Building $101,318$456,560 (+0.69%) Land $167,080 Building $289,480
2022$10,785.00 Homeowner's exemption$158,698 Land $44,377 Building $114,321
2020$453,420 Land $126,790 Building $326,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1979)
Most Recent ClaimSep 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 78% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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