Hamilton County property record for 2920 Utopia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,192 sqft · built 1926 |
| Lot Size | 0.062 acres (2,701 sqft) |
| Owner | Individual Name on File |
| Last Sale | $365,000 (Jul 2025) |
| Tax Bill | $5,385 (2025) |
| Deeds & Mortgages | Jul 2025 Sale & Mortgage Nov 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0A01-0087-00 |
| Primary APN | 043-0A01-0087-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,192 sqft Living Area |
| 1st Floor Area | 697 sqft |
| 2nd Floor Area | 495 sqft |
| Upper Floors Area | 495 sqft |
| Basement Area | 697 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 2,701 sqft (0.062 acres) |
| Lot Dimensions | 63 ft deep x 33 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Porch |
| Porch Area | 99 sqft |
| Patio Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 2920 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2920 UTOPIA PL 33.46 X 63.10 IRR PT LOT 20-21 UTOPIA SUB |
| Legal Subdivision | UTOPIA SUB |
| Legal Lot Number | 20-21 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records · APN 043-0A01-0087-00
Assessment roll updated March 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Nov 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage WESBANCO BANK INC |
| Apr 03, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2025 · Amount on Record |
| Deed Sale | Jul 10, 2025 · Amount on Record |
| Prior Sale | Nov 23, 2021 · Amount on Record |
| Deed Document Number | 0000051860 |
| Deed Book / Page | 15454 / 1134 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 10, 2025 |
| Property Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000051860 |
| Book / Page | 15454 / 1134 |
| Map Reference | MB 27 PG 26 |
| Instrument Date | Jul 08, 2025 |
| Instrument | 2025-0051860 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Title Company | TTA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $365.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000051861 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025-0051861 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Nov 23, 2021 |
| Property Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000141406 |
| Book / Page | 14550 / 2061 |
| Map Reference | MB 27 PG 26&27 |
| Instrument Date | Nov 19, 2021 |
| Instrument | 2021-0141406 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2021 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $750.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000141407 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-0141407 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Type Change Date | Dec 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.5% |
| Index | 1-Year CMT |
| Margin | 3 |
| Max Rate | 7.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2920 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000033501 |
| Instrument Date | Apr 03, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 01, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 2920 UTOPIA PL CINCINNATI OH 452082936, CINCINNATI, OH 45208-2936 |
| Document Number | 0000033501 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 014143/002011 |
| Instrument | 33501 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 08, 2050 |
Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,385.00 (+3.14%) | $87,535 (+%) Land $22,992 Building $64,543 | |
| 2024 | $5,221.00 (-2.21%) | $87,534 (-) Land $22,991 Building $64,543 | |
| 2023 | $5,339.00 (-10.39%) | $87,534 (-0.11%) Land $22,991 Building $64,543 | $250,100 (-0.11%) Land $65,690 Building $184,410 |
| 2022 | $5,958.00 Homeowner's exemption | $87,634 Land $21,802 Building $65,832 | |
| 2020 | $250,380 Land $62,290 Building $188,090 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 663 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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