Hamilton County property record for 2922 Utopia Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,888 sqft · built 1925 |
| Lot Size | 0.089 acres (3,877 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (Mar 2026) |
| Tax Bill | $8,216 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Sep 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0A01-0105-00 |
| Primary APN | 043-0A01-0105-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,888 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,276 sqft |
| Attic | Attic |
| Attic Area | 468 sqft |
| Basement Area | 1,276 sqft |
| Finished Basement | 144 sqft |
| Unfinished Basement | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 3,877 sqft (0.089 acres) |
| Lot Dimensions | 92.2 ft deep x 38.6 ft wide |
| Garage Type | Basement |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 154 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 2922 UTOPIA PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 2922 UTOPIA PL 35.26 X 92.15 IRR PT LOT 21 UTOPIA SUB |
| Legal Subdivision | UTOPIA SUB |
| Legal Lot Number | 21 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 4900 |
Source: Hamilton County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2922 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 3, 2026 | Warranty Deed, Transfer · Conventional Mortgage CINFED CU |
| Sep 14, 2020 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE |
| Feb 9, 2018 | Survivorship Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 3, 2026 · Amount on Record |
| Deed Sale | Mar 3, 2026 · Amount on Record |
| Prior Sale | Jul 2, 2024 · Amount on Record |
| Deed Document Number | 202615439 |
| Deed Book / Page | 15614 / 1226 |
| Prior Transfer Date | Jul 10, 2020 |
| Prior Transfer Doc | 0000091769 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 3, 2026 |
| Property Address | 2922 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000015439 |
| Book / Page | 15614 / 1226 |
| Instrument Date | Oct 29, 2025 |
| Instrument | 2026-0015439 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2026 |
| Title Company | LANDSEL TITLE, LANDSEL TITLE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4801 KENMORE AVE, CINCINNATI, OH 45227 |
| Document Number | 0000015440 |
|---|---|
| Date | Mar 3, 2026 |
| Instrument | 2026-0015440 |
| Name | CINFED CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Type Change Date | Mar 1, 2031 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.75% |
| Max Rate At Change | 7.75% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 10.7% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 2922 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000096398 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2922 UTOPIA PL CINCINNATI OH 452082936, CINCINNATI, OH 45208-2936 |
| Document Number | 0000096398 |
|---|---|
| Date | Sep 21, 2020 |
| Book Page | 014257/003694 |
| Instrument | 96398 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 20, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Feb 9, 2018 |
| Property Address | 2922 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000001556 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 18-0011556 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | AMERICAN HOMELAND TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 2922 UTOPIA PL, CINCINNATI, OH 45208-2936 |
| Document Number | 0000001558 |
|---|---|
| Date | Feb 9, 2018 |
| Instrument | 18-0011558 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,216.00 (+3.13%) | $133,540 (+%) Land $30,482 Building $103,058 | $381,540 (-) Land $87,090 Building $294,450 |
| 2024 | $7,967.00 (-2.21%) | $133,538 (-) Land $30,481 Building $103,057 | |
| 2023 | $8,147.00 (-7.46%) | $133,538 (+3.15%) Land $30,481 Building $103,057 | $381,540 (+3.15%) Land $87,090 Building $294,450 |
| 2022 | $8,804.00 Homeowner's exemption | $129,466 Land $28,907 Building $100,559 | |
| 2020 | $369,900 Land $82,590 Building $287,310 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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