2922 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2922 Elm St, Saint Charles, MO 63301 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1966
Square Footage	2,312 sqft Living Area
Lot Size	12,800 sqft (0.294 acres)
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Tax Bill	$3,471.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`048610A000`
Alternative APN	`6-006B-4072-12-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	2,312 sqft Living Area
Gross Area	3,616 sqft Gross Area
1st Floor	1,556 sqft 1st Floor
Basement Area	1,556 sqft Basement
Finished Basement	756 sqft Finished
Unfinished Basement	800 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Ranch Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Roof Construction	Gable Roof Construction
Roof Material	Wood Shingle Roof
Lot Area	12,800 sqft (0.294 acres)
Depth X Width	128 ft x 100 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Patio Area	552 sqft Patio
Porch	Open Porch
Porch Area	162 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	048610A000
Street Address	2922 ELM ST
City	SAINT CHARLES
State	MO
Zip	63301-4620
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ELMWOOD MANOR #3 BLK 12 SE 70LOT 19 & NW 30LOT 20
Legal Subdivision	ELMWOOD MANOR #3
Legal Block	12
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Minor Civil Division	RIVERS
Census Blockgroup	1
Census Block	1017
Census Tract	310301

Owner

Source: St. Charles County records · APN 048610A000

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2922 ELM ST, SAINT CHARLES, MO 63301-4620
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Apr 22, 2014
Transfer Doc	0000279880
Record Refreshed	Sep 20, 2026

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,403 (-)	$291,592 (-) Land $50,000 Building $241,592
2025	$3,471.00	$55,403 (+1.05%)	$291,592 (+1.05%) Land $50,000 Building $241,592
2023		$54,827
2022			$288,564 Land $50,000 Building $238,564

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.