2926 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2926 Elm St, Saint Charles, MO 63301 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,688 sqft · built 1966
Lot Size0.298 acres (13,000 sqft)
Owner2 Individual Names on File
Last Sale$274,000 (Nov 2017)
Tax Bill$5,199 (2025)
Deeds & MortgagesMar 2021 Mortgage
Nov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048600A000

Property Details

APN / Parcel Number

Primary APN048600A000
Alternative APN
  • 6-006B-4072-12-0018.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area2,688 sqft Living Area
1st Floor Area2,688 sqft
Basement Area2,688 sqft
Finished Basement2,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Architectural StyleRanch
Exterior MaterialBrick/Stone
Lot Area13,000 sqft
Lot Dimensions130 ft deep x 100 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area200 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
SewerConnected

Location & Zoning

Account Number048600A000
Old Parcel Number048600A000
Street Address2926 ELM ST
CitySAINT CHARLES
StateMO
Zip63301-4620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELMWOOD MANOR #3 BLK 12 LOT 18 & NE 30'LOT 17
Legal Range05E
Legal Township47N
Legal SubdivisionELMWOOD MANOR #3
Legal Block12
Legal Lot Number18
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group1
Census Block1017
Census Tract310301

Owner

Source: St. Charles County records · APN 048600A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2926 ELM ST, SAINT CHARLES, MO 63301-4620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
REGIONS BANK
Nov 06, 2017Warranty Deed, Transfer
MICK J SANDERS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2017 · Amount on Record
Deed SaleNov 06, 2017 · Amount on Record
Deed Document Number0068341401
Deed Book / Page6834 / 1401
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2926 ELM ST, SAINT CHARLES, MO 63301-4620
Transaction TypeMortgage
Record UpdatedOct 04, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2926 ELM ST, SAINT CHARLES, MO 63301-4620

Mortgage

Document Number0000023369
DateMar 17, 2021
Instrument2021R-023369
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2051

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateNov 06, 2017
Property Address2926 ELM ST, SAINT CHARLES, MO 63301-4620
Document Number0068341401
Book / Page006834 / 001401
Instrument DateNov 01, 2017
Instrument693420
Transaction TypeTransfer
Record UpdatedDec 08, 2017

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2926 ELM ST ST CHARLES MO 633014620, ST CHARLES, MO 63301-4620

Mortgage

Document Number68341403
DateNov 06, 2017
Book Page006834/001403
Instrument693430
Lender
NameMICK J SANDERS
Address1124 LANCASTER DR, ST CHARLES, MO 63301-0677
Special NotesSeller Financed
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,199.00$83,237 (+0.74%)$438,090 (+0.74%) Land $50,000 Building $388,090
2023$82,626
2022$434,876 Land $50,000 Building $384,876

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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