2932 Elm St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2932 Elm St, Saint Charles, MO 63301 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1966
Square Footage1,858 sqft Living Area
Lot Size13,100 sqft (0.301 acres)
OccupancyOwner Occupied
Last Sale$204,833 (2022)
Tax Bill$3,646.00 (2024)

Property Details

APN / Parcel Number

Primary APN048590A000
Alternative APN
  • 6-006B-4072-12-0016.0000000

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,858 sqft Living Area
Gross Area3,906 sqft Gross Area
1st Floor1,689 sqft 1st Floor
Basement Area1,689 sqft Basement
Finished Basement169 sqft Finished
Unfinished Basement1,520 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleRanch Style
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area13,100 sqft (0.301 acres)
Depth X Width131 ft x 100 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area528 sqft Garage
PorchOpen Porch
Porch Area162 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number048590A000
Street Address2932 ELM ST
CitySAINT CHARLES
StateMO
Zip63301-4620
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionELMWOOD MANOR #3 BLK 12 LOT 17(LESS NE 30) & PT LOT 16
Legal SubdivisionELMWOOD MANOR #3
Legal Block12
Legal Lot Number16
JurisdictionST CHARLES MO
Minor Civil DivisionRIVERS
Census Blockgroup1
Census Block1017
Census Tract310301

Owner

Source: St. Charles County records · APN 048590A000

Assessment roll updated August 13, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2932 ELM ST, SAINT CHARLES, MO 63301-4620
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
DAS ACQUISITION
Aug 16, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 16, 2022 · Amount on Record
Deed SaleAug 16, 2022 · Amount on Record
Prior SaleDec 18, 2015 · Amount on Record
Deed Doc Number202245291
Prior Transfer DateJan 19, 2004
Prior Transfer Doc0037670784
Record RefreshedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2932 ELM ST, SAINT CHARLES, MO 63301-4620
Transaction TypeMortgage
Record UpdatedOct 04, 2022
Title CompanySYNERGY TITLE OF MO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2932 ELM ST, SAINT CHARLES, MO 63301-4620

Mortgage

Document Number0000098101
DateDec 14, 2020
Instrument2020R-098101
Lender
NameDAS ACQUISITION
TypeMortgage Company
AddressSAINT LOUIS, MO 63141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 16, 2022
Property Address2932 ELM ST, SAINT CHARLES, MO 63301-4620
Document Number0000045291
Map ReferenceMB 7 PG 48&49
Instrument DateAug 15, 2022
Instrument2022R-045291
Transaction TypeTransfer
Record UpdatedJan 17, 2024
Title CompanySELECT TITLE GROUP

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2932 ELM ST, SAINT CHARLES, MO 63301-4620

Transferred To (Grantee/Buyer)

NameVerified Name
Address2932 ELM ST, SAINT CHARLES, MO 63301-4620

Mortgage

Document Number0000045292
DateAug 16, 2022
Instrument2022R-045292
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2052

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$3,596.00 (-1.37%)$57,409 (+0.97%)$302,154 (+0.97%) Land $50,000 Building $252,154
2024$3,646.00
2023$56,858
2022$299,254 Land $50,000 Building $249,254

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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