St. Charles County property record for 2910 Elm St, Saint Charles, MO 63301 · Last verified March 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1962 |
| Square Footage | 2,766 sqft Living Area |
| Lot Size | 0.688 acres |
| Occupancy | Owner Occupied |
| Last Sale | $259,000 (2017) |
| Tax Bill | $4,843.00 (2025) |
| Primary APN | 048630A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 2,766 sqft Living Area |
| 1st Floor | 2,766 sqft 1st Floor |
| Basement Area | 2,766 sqft Basement |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1962 |
|---|---|
| Architectural Style | Ranch Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 30,000 sqft |
| Depth X Width | 120 ft x 250 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Patio Area | 104 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 339 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 048630A000 |
|---|---|
| Old Parcel Number | 048630A000 |
| Street Address | 2910 ELM ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4620 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELMWOOD MANOR #3 BLK 12 LOT 22 & PT LOTS 21&23 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | ELMWOOD MANOR #3 |
| Legal Block | 12 |
| Legal Lot Number | 22 23 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | RIVERS |
| Census Blockgroup | 1 |
| Census Block | 1017 |
| Census Tract | 310301 |
Source: St. Charles County records · APN 048630A000
Assessment roll updated July 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CARROLLTON BANK |
| Mar 05, 2019 | Deed of Trust, Mortgage · Line of Credit CARROLLTON BANK |
| Mar 03, 2021 | Beneficiary Deed, Transfer |
| Sep 25, 2017 | Intrafamily Transfer, Transfer · Adjustable Rate Mortgage (ARM) CARROLLTON BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 25, 2017 · Amount on Record |
| Deed Sale | Sep 25, 2017 · Amount on Record |
| Prior Sale | May 14, 2007 |
| Deed Doc Number | 0000681357 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000006108 |
|---|---|
| Date | Feb 10, 2026 |
| Instrument | 2026R-006108 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000098040 |
|---|---|
| Date | Mar 05, 2019 |
| Book Page | 7043/0251 |
| Instrument | 20190305000098040 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 03, 2021 |
| Property Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000018692 |
| Map Reference | MB 7 PG 48&49 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 2021R-018692 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 25, 2017 |
| Property Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000602780 |
| Book / Page | 6813 / 0057 |
| Map Reference | MB 7 PG 48&49 |
| Instrument Date | Sep 22, 2017 |
| Instrument | 20170925000602780 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Title Company | CONTINENTAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 WIMBLY PL, 4, SAINT CHARLES, MO 63301-4561 |
| Name | Verified Name |
|---|---|
| Address | 2910 ELM ST, SAINT CHARLES, MO 63301-4620 |
| Document Number | 0000602790 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 20170925000602790 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Adjustable Rate Mortgage (ARM) |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Oct 01, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,843.00 | $77,499 (+0.39%) | $407,892 (+0.39%) Land $50,000 Building $357,892 |
| 2023 | $77,196 | ||
| 2022 | $406,293 Land $50,000 Building $356,293 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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