2925 Elbib Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 2925 Elbib Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2004
Square Footage	1,632 sqft Heated Area
Lot Size	5,271 sqft (0.121 acres)
Garage	Finished, 400 sqft
Tax Bill	$5,368.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`128734`
Alternative APNs	`222630007700010020` `222630275400010020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,632 sqft Heated Area
Gross Area	2,060 sqft Gross Area
1st Floor	1,632 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2004
Exterior Material	Concrete Block Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,271 sqft (0.121 acres)
Depth X Width	105 ft x 50 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Finished Garage
Garage Area	400 sqft Garage
Patio Area	28 sqft Patio
Porch	Open Porch
Porch Area	28 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	128734
Old Parcel Number	222630275400010020
Street Address	2925 ELBIB DR
City	SAINT CLOUD
State	FL
Zip	34772-8527
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	CANOE CREEK ESTATES PHASE 7 PB 15 PGS 116-117 LOT 2
Legal Range	30E
Legal Township	26S
Legal Section	22
Legal Subdivision	CANOE CREEK ESTATES
Legal Phase	7
Legal Tract	77
Legal Block	1
Legal Lot Number	2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	1
Census Block	1003
Census Tract	43207

Owner

Source: Osceola County records · APN 128734

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	C O RYAN LLC, SCOTTSDALE, AZ 85261
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 12, 2024
Deed Sale	Aug 12, 2024
Prior Sale	Aug 24, 2017
Deed Doc Number	2024104669
Deed Book / Page	6648 / 1563
Record Refreshed	Jun 08, 2026

August 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 24, 2017
Property Address	2925 ELBIB DR, SAINT CLOUD, FL 34772-8527
Document Number	0051991096
Book / Page	005199 / 001096
Instrument Date	Aug 23, 2017
Instrument	122663
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	OS NATIONAL LLC, OS NAT'L LLC

Transaction

Tax	$0.00
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1508 BROOKHOLLOW DR SANTA ANA CA 927055433, SANTA ANA, CA 92705-5433
Investor	Possibly a Property Investor

Mortgage

Document Number	52032717
Date	Aug 24, 2017
Book Page	005203/002717
Instrument	126795

Lender

Name	GERMAN AM CAP
Type	Funding / Finance Company
Address	60 WALL ST # 10TH, NEW YORK, NY 10005-2836

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,368.00 (+15.94%)	$299,700 (-2.88%) Land $65,000 Building $234,700	$299,700 (-2.88%) Land $65,000 Building $234,700
2023	$4,630.00 (+11.94%)	$308,600 (+15.75%) Land $60,000 Building $248,600	$308,600 (+15.75%) Land $60,000 Building $248,600
2022	$4,136.00	$266,600 Land $55,000 Building $211,600	$266,600 Land $55,000 Building $211,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.