2920 Columbia Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2920 Columbia Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,801 sqft · built 1987
Lot Size0.384 acres (16,738 sqft)
Owner2 Individual Names on Record
Last Sale$485,000 (May 2004)
Tax Bill$8,422 (2025)
Deeds & MortgagesNov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN165-592-13-00

Property Details

APN / Parcel Number

Primary APN165-592-13-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,801 sqft Living Area

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Lot Area16,738 sqft (0.384 acres)
Garage TypeCarport
CarportCarport

Location & Zoning

Street Address2920 COLUMBIA DR
CityOCEANSIDE
StateCA
Zip92056-6346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 161 TR 010052
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract010052
Legal Block1
Legal Lot Number161
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1001
Census Tract18517

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2920 COLUMBIA DR, OCEANSIDE, CA 92056-6346
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 14, 2004 · Amount on Record
Deed SaleMay 14, 2004 · Amount on Record
Prior SaleJul 1, 1997 · Amount on Record
Deed Document Number2004442281
Prior Transfer DateDec 18, 2000
Prior Transfer Doc0000009724
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address2920 COLUMBIA DR, OCEANSIDE, CA 92056-6346
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyNORTH AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address2920 COLUMBIA DR, OCEANSIDE, CA 92056-6346

Mortgage

Document Number0000698733
DateNov 9, 2020
Instrument2020-0698733
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$771,133 (+2%) Land $426,516 Building $344,617
2025$8,422.00 (+15.4%) Homeowner's exemption$756,013 (+14.07%) Land $418,153 Building $337,860
2023$7,298.00 (+1.56%) Homeowner's exemption$662,758 Land $409,954 Building $252,804
2022$7,186.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2025)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.4% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Columbia Dr

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