2909 Columbia Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2909 Columbia Dr, Oceanside, CA 92056 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 1986
Lot Size	0.62 acres (27,007 sqft)
Owner	2 Individual Names on File
Last Sale	$107,900 (Mar 1986)
Tax Bill	$2,591 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-592-14-00`

Property Details

APN / Parcel Number

Primary APN	`165-592-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,423 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	27,007 sqft (0.62 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	2909 COLUMBIA DR
City	OCEANSIDE
State	CA
Zip	92056-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 162 TR 010052
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010052
Legal Block	1
Legal Lot Number	162
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

Source: San Diego County records · APN 165-592-14-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2909 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Sep 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Oct 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 04, 1986 · Amount on Record
Deed Sale	Mar 04, 1986 · Amount on Record
Deed Document Number	198685936
Last Transfer Date	Jun 27, 2006
Transfer Doc	0000480508
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2909 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 COLUMBIA DR, OCEANSIDE, CA 92056-6347

Mortgage

Document Number	0000843499
Date	Dec 30, 2020
Instrument	2020-0843499

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2909 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Document Number	0000425467
Instrument Date	Sep 19, 2019
Transaction Type	Mortgage
Record Updated	Oct 09, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 COLUMBIA DR OCEANSIDE CA 920566347, OCEANSIDE, CA 92056-6347

Mortgage

Document Number	0000425467
Date	Sep 26, 2019
Instrument	425467

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 25, 2049

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2909 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Document Number	0000443227
Instrument Date	Oct 17, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2909 COLUMBIA DR OCEANSIDE CA 920566347, OCEANSIDE, CA 92056-6347

Mortgage

Document Number	0000443227
Date	Oct 24, 2018
Instrument	443227

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2048

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$238,935 (+2%) Land $59,724 Building $179,211
2025	$2,591.00 (+5.33%) Homeowner's exemption	$234,251 (+4.04%) Land $58,553 Building $175,698
2023	$2,460.00 (+1.57%) Homeowner's exemption	$225,156 Land $56,280 Building $168,876
2022	$2,422.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185171, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 2% of the US · above 2% of California
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 522 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Generate-Ubiquity Holdings, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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