2908 Columbia Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2908 Columbia Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1987
Lot Size	0.185 acres (8,059 sqft)
Owner	Company Name on File
Last Sale	$635,000 (Sep 2019)
Tax Bill	$8,163 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-592-10-00`

Property Details

APN / Parcel Number

Primary APN	`165-592-10-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,398 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	8,059 sqft (0.185 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2908 COLUMBIA DR
City	OCEANSIDE
State	CA
Zip	92056-6346
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 158 TR 010052
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010052
Legal Block	1
Legal Lot Number	158
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

2908 Columbia Dr is owned by a company that acquired it in February 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	2406 DANCIGER LN, CEDAR PARK, TX 78613-1595
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CALIFORNIA COAST CU
Apr 19, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Sep 16, 2019	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2019 · Amount on File
Deed Sale	Sep 16, 2019 · Amount on File
Prior Sale	Aug 28, 2003 · Amount on File
Deed Document Number	2019403514
Last Transfer Date	Feb 22, 2021
Transfer Doc	0000298427
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 16, 2021
Property Address	2908 COLUMBIA DR, OCEANSIDE, CA 92056-6346
Document Number	0000295258
Map Reference	MAP 10052
Instrument Date	Feb 22, 2021
Instrument	2021-0295258
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	TICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2406 DANCIGER LN, CEDAR PARK, TX 78613-1595

Mortgage

Document Number	0000295259
Date	Apr 16, 2021
Instrument	2021-0295259

Lender

Name	CALIFORNIA COAST CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 19, 2021
Property Address	2908 COLUMBIA DR, OCEANSIDE, CA 92056-6346
Document Number	0000298427
Map Reference	MAP 10052
Instrument Date	Feb 22, 2021
Instrument	2021-0298427
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2406 DANCIGER LN, CEDAR PARK, TX 78613-1595

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 16, 2019
Property Address	2908 COLUMBIA DR, OCEANSIDE, CA 92056-6346
Document Number	0000403514
Map Reference	MAP 10052
Instrument Date	Aug 19, 2019
Instrument	2019-0403514
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2406 DANCIGER LN, CEDAR PARK, TX 78613-1595

Mortgage

Document Number	0000403515
Date	Sep 16, 2019
Instrument	2019-0403515

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2908 Columbia Dr was $8,163.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$740,367 (+2%) Land $341,373 Building $398,994
2025	$8,163.00	$725,851 Land $334,680 Building $391,171
2023	$7,761.00 (+1.53%)	$697,667 Land $321,685 Building $375,982
2022	$7,644.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2908 Columbia Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2908 Columbia Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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