2905 Columbia Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 2905 Columbia Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1987
Lot Size	0.193 acres (8,412 sqft)
Owner	Company Name on Record
Last Sale	$287,000 (Oct 2001)
Tax Bill	$4,711 (2025)
Deeds & Mortgages	Jul 2021 Transfer Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`165-592-15-00`

Property Details

APN / Parcel Number

Primary APN	`165-592-15-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,398 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	8,412 sqft (0.193 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2905 COLUMBIA DR
City	OCEANSIDE
State	CA
Zip	92056-6347
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 163 TR 010052
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	010052
Legal Block	1
Legal Lot Number	163
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Intrafamily Transfer, Transfer NATIONAL CLOSING SOLUTIONS
Oct 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2001 · Amount on Record
Deed Sale	Oct 16, 2001 · Amount on Record
Prior Sale	Aug 6, 1986 · Amount on Record
Deed Document Number	2001749397
Last Transfer Date	Jun 29, 2021
Transfer Doc	0000546001
Record Updated	Sep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 30, 2021
Property Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Document Number	0000546001
Map Reference	MAP 10052
Instrument Date	Jun 29, 2021
Instrument	2021-0546001
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	NATIONAL CLOSING SOLUTIONS

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477829
Date	Oct 23, 2019
Instrument	2019-0477829

Lender

Name	WINNPOINTE CORPORATION
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2905 COLUMBIA DR, OCEANSIDE, CA 92056-6347

Mortgage

Document Number	0000743263
Date	Nov 23, 2020
Instrument	2020-0743263

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$432,443 (+2%) Land $150,674 Building $281,769
2025	$4,711.00 (+5.25%) Homeowner's exemption	$423,965 (+4.04%) Land $147,720 Building $276,245
2023	$4,476.00 (+1.57%) Homeowner's exemption	$407,504 Land $141,985 Building $265,519
2022	$4,407.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

Nearby Properties on Columbia Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures