292 Ruby Ln, Commerce, GA 30530 Property Records

Jackson County property record for 292 Ruby Ln, Commerce, GA 30530 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	2.5 Baths
Year Built	Built 2001
Square Footage	1,622 sqft Heated Area
Lot Size	23,958 sqft (0.55 acres)
Garage	Attached, 504 sqft
Occupancy	Owner Occupied
Last Sale	$165,000 (2016)
Tax Bill	$2,290.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`010B 043`
Alternative APN	`17043`

Interior

Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	1,622 sqft Heated Area
1st Floor	1,622 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	23,958 sqft (0.55 acres)
Garage Type	Attached Garage
Garage Area	504 sqft Garage
Porch Area	481 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	17043
Street Address	292 RUBY LN
City	COMMERCE
State	GA
Zip	30530-4388
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 43 MISS RUBY ESTATES
Legal Subdivision	MISS RUBY ESTATES
Legal Lot Number	43
Jurisdiction	JACKSON GA
Minor Civil Division	COMMERCE
Census Blockgroup	1
Census Block	1013
Census Tract	10400

Owner

Source: Jackson County records · APN 010B 043

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	292 RUBY LN, COMMERCE, GA 30530-4388
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2016 · Amount on Record
Deed Sale	Nov 10, 2016 · Amount on Record
Prior Sale	May 14, 2007 · Amount on Record
Deed Doc Number	20163375
Deed Book / Page	75F / 539
Prior Transfer Date	Mar 30, 2009
Prior Transfer Doc	00054Y0024
Record Refreshed	Sep 20, 2026

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON GA
Property Address	292 RUBY LN, COMMERCE, GA 30530-4388
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 RUBY LN, COMMERCE, GA 30530-4388

Mortgage

Document Number	00112W0000000136
Date	Oct 08, 2024
Book Page	000000112W/0000000136

Lender

Name	PENNYMAC LOAN SERVICES

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2054

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (-1.04%) Homeowner's exemption	$90,600 (-) Land $11,600 Building $79,000	$226,500 (-) Land $29,000 Building $197,500
2024	$2,314.00 (+41.62%) Homeowner's exemption	$90,600 (+11.58%) Land $11,600 Building $79,000	$226,500 (+11.58%) Land $29,000 Building $197,500
2023	$1,634.00 (-16.8%) Homeowner's exemption	$81,200 (+20.26%) Land $11,600 Building $69,600	$203,000 (+20.26%) Land $29,000 Building $174,000
2022	$1,964.00 Homeowner's exemption	$67,520 Land $11,600 Building $55,920	$168,800 Land $29,000 Building $139,800