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248 Ruby Ln, Commerce, GA 30530 Property Records

Jackson County property record for 248 Ruby Ln, Commerce, GA 30530 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2002
Square Footage1,711 sqft Heated Area
Lot Size20,038 sqft (0.46 acres)
GarageAttached, 483 sqft
OccupancyOwner Occupied
Last Sale$320,000 (2025)
Tax Bill$2,240.00 (2025)

Property Details

APN / Parcel Number

Primary APN010B 040
Alternative APN
  • 17030

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,711 sqft Heated Area
1st Floor1,711 sqft 1st Floor
Stories1 Stories
Primary FlooringHardwood Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached Garage
Garage Area483 sqft Garage
Deck Area128 sqft Deck
Porch Area368 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number17030
Street Address248 RUBY LN
CityCOMMERCE
StateGA
Zip30530-4388
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 40 MISS RUBY ESTATES
Legal SubdivisionMISS RUBY ESTATES
Legal Lot Number40
JurisdictionJACKSON GA
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1013
Census Tract10400

Owner

Source: Jackson County records · APN 010B 040

Assessment roll updated February 23, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address248 RUBY LN, COMMERCE, GA 30530-4388
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 30, 2026Deed of Trust, Mortgage
PENNYMAC LOAN SERVICES
Jan 12, 2022Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI)
HOMESTAR FIN'L
Dec 19, 2018Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
SIERRA PACIFIC MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 30, 2025 · Amount on Record
Deed SaleJun 30, 2025 · Amount on Record
Prior SaleDec 17, 2018 · Amount on Record
Deed Book / Page116A / 356
Prior Transfer DateJun 06, 2025
Record RefreshedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address248 RUBY LN, COMMERCE, GA 30530-4388
Transaction TypeMortgage
Record UpdatedJun 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 RUBY LN, COMMERCE, GA 30530-4388

Mortgage

Document Number00119M0000000021
DateMar 30, 2026
Book Page000000119M/0000000021
Lender
NamePENNYMAC LOAN SERVICES
Agreement
AmountAmount Recorded
Term360 Months
DueJan 01, 2056

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address248 RUBY LN, COMMERCE, GA 30530-4388
Transaction TypeMortgage
Record UpdatedFeb 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address248 RUBY LN, COMMERCE, GA 30530-4388

Mortgage

Document Number00100J0000000546
DateJan 12, 2022
Book Page000000100J/0000000546
Lender
NameWELLS FARGO
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address248 RUBY LN, COMMERCE, GA 30530-4388
Document Number00092S0659
Instrument DateNov 18, 2020
Transaction TypeMortgage
Record UpdatedDec 29, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address248 RUBY LN COMMERCE GA 305304388, COMMERCE, GA 30530-4388

Mortgage

Document Number00092S0659
DateNov 25, 2020
Book Page00092S/000659
Lender
NameHOMESTAR FIN'L
TypeFunding / Finance Company
AddressGAINESVILLE, GA 30501
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueNov 24, 2050

December 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionJACKSON GA
Recording DateDec 19, 2018
Property Address248 RUBY LN, COMMERCE, GA 30530-4388
Document Number00083A0789
Book / Page00083A / 000789
Instrument DateDec 17, 2018
Transaction TypeTransfer
Record UpdatedJan 11, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address248 RUBY LN COMMERCE GA 305304388, COMMERCE, GA 30530-4388

Mortgage

Document Number83A0790
DateDec 19, 2018
Book Page00083A/000790
Lender
NameSIERRA PACIFIC MTG
TypeMortgage Company
AddressFOLSOM, CA 95630
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 18, 2048

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,240.00 (-1.06%)$86,800 (-) Land $11,600 Building $75,200$217,000 (-) Land $29,000 Building $188,000
2024$2,264.00 (+13.77%)$86,800 (+12.79%) Land $11,600 Building $75,200$217,000 (+12.79%) Land $29,000 Building $188,000
2023$1,990.00 (+2.58%)$76,960 (+18.62%) Land $11,600 Building $65,360$192,400 (+18.62%) Land $29,000 Building $163,400
2022$1,940.00$64,880 Land $11,600 Building $53,280$162,200 Land $29,000 Building $133,200

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