234 Ruby Ln, Commerce, GA 30530 Property Records

Jackson County property record for 234 Ruby Ln, Commerce, GA 30530 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2.5 Baths
Year BuiltBuilt 2003
Square Footage1,556 sqft Heated Area
Lot Size20,038 sqft (0.46 acres)
GarageAttached, 460 sqft
OccupancyOwner Occupied
Last Sale$87,000 (2011)
Tax Bill$2,005.00 (2025)

Property Details

APN / Parcel Number

Primary APN010B 039
Alternative APN
  • 17029

Interior

Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area1,556 sqft Heated Area
1st Floor778 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached Garage
Garage Area460 sqft Garage
Deck Area140 sqft Deck
Porch Area125 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Account Number17029
Street Address234 RUBY LN
CityCOMMERCE
StateGA
Zip30530-4388
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 39 MISS RUBY ESTATES
Legal SubdivisionMISS RUBY ESTATES
Legal Lot Number39
JurisdictionJACKSON GA
Minor Civil DivisionCOMMERCE
Census Blockgroup1
Census Block1013
Census Tract10400

Owner

Source: Jackson County records · APN 010B 039

Assessment roll updated February 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address234 RUBY LN, COMMERCE, GA 30530-4388
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK
Sep 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
HOMEOWNERS FINANCIAL
Aug 24, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 28, 2011 · Amount on Record
Deed SaleJan 28, 2011 · Amount on Record
Prior SaleNov 30, 2007 · Amount on Record
Deed Book / Page59L / 683
Transfer Doc00058J0789
Record RefreshedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address234 RUBY LN, COMMERCE, GA 30530-4388
Transaction TypeMortgage
Record UpdatedFeb 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 RUBY LN, COMMERCE, GA 30530-4388
InvestorPossibly a Property Investor

Mortgage

Document Number00107L0000000730
DateJul 28, 2023
Book Page000000107L/0000000730
Lender
NameFIRST CITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJan 01, 2048

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON GA
Property Address234 RUBY LN, COMMERCE, GA 30530-4388
Transaction TypeMortgage
Record UpdatedMar 06, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 RUBY LN, COMMERCE, GA 30530-4388
InvestorPossibly a Property Investor

Mortgage

Document Number00098B0000000345
DateSep 03, 2021
Book Page000000098B/0000000345
Lender
NameHOMEOWNERS FINANCIAL
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 01, 2036

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJACKSON GA
Recording DateAug 24, 2021
Property Address234 RUBY LN, COMMERCE, GA 30530-4388
Document Number00098B0343
Book / Page98B / 343
Instrument DateAug 24, 2021
Instrument2021-004371
Transaction TypeTransfer
Record UpdatedNov 15, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address234 RUBY LN, COMMERCE, GA 30530-4388
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,005.00 (-1.04%)$77,360 (-) Land $11,600 Building $65,760$193,400 (-) Land $29,000 Building $164,400
2024$2,026.00 (+11.63%)$77,360 (+10.2%) Land $11,600 Building $65,760$193,400 (+10.2%) Land $29,000 Building $164,400
2023$1,815.00 (+2.02%)$70,200 (+18.42%) Land $11,600 Building $58,600$175,500 (+18.42%) Land $29,000 Building $146,500
2022$1,779.00$59,280 Land $11,600 Building $47,680$148,200 Land $29,000 Building $119,200

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