Jackson County property record for 281 Ruby Ln, Commerce, GA 30530 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 2024 |
| Square Footage | 1,970 sqft Heated Area |
| Lot Size | 60,113 sqft (1.38 acres) |
| Garage | 462 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $450,000 (2026) |
| Tax Bill | $3,966.00 (2025) |
| Primary APN | 010 011 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 1,970 sqft Heated Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 60,113 sqft (1.38 acres) |
| Garage Area | 462 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Account Number | 17027 |
|---|---|
| Street Address | 281 RUBY LN |
| City | COMMERCE |
| State | GA |
| Zip | 30530-4309 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 1.378 AC.LT 44" PBK 71 PG 501 |
| Legal Subdivision | TIM BROOKS 01-3 |
| Legal Tract | 3 |
| Jurisdiction | JACKSON GA |
| Minor Civil Division | COMMERCE |
| Census Blockgroup | 1 |
| Census Block | 1012 |
| Census Tract | 10400 |
Source: Jackson County records · APN 010 011
Assessment roll updated February 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 27, 2026 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAIRWAY INDEPENDENT MORTGAGE |
| Jun 04, 2024 | Limited Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE |
| Oct 26, 2023 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 27, 2026 · Amount on Record |
| Deed Sale | May 27, 2026 · Amount on Record |
| Prior Sale | Jun 04, 2024 · Amount on Record |
| Deed Book / Page | 120K / 520 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | May 27, 2026 |
| Property Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Document Number | 0120000520 |
| Book / Page | 120K / 520 |
| Instrument Date | May 26, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Document Number | 0120000523, |
|---|---|
| Date | May 27, 2026 |
| Book Page | 120K/523 |
| Name | FAIRWAY INDEPENDENT MORTGAGE |
|---|
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Jun 04, 2024 |
| Property Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Document Number | 00111E0665 |
| Book / Page | 111E / 665 |
| Instrument Date | May 31, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Document Number | 000111E666 |
|---|---|
| Date | Jun 04, 2024 |
| Instrument | 111E/666 |
| Name | GUILD MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Jan 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JACKSON GA |
| Recording Date | Oct 26, 2023 |
| Property Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Document Number | 00108Q0001 |
| Book / Page | 108Q / 1 |
| Instrument Date | Oct 24, 2023 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | From Affidavit or Verified |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 281 RUBY LN, COMMERCE, GA 30530-4309 |
| Investor | Possibly a Property Investor |
Source: Jackson County records · Assessment roll updated February 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,966.00 (+441.8%) | $159,320 (+447.12%) Land $29,120 Building $130,200 | $398,300 (+447.12%) Land $72,800 Building $325,500 |
| 2024 | $732.00 (-2.79%) | $29,120 (-) Land $29,120 | $72,800 (-) Land $72,800 |
| 2023 | $753.00 (+166.08%) | $29,120 (+194.74%) Land $29,120 | $72,800 (+194.74%) Land $72,800 |
| 2022 | $283.00 | $9,880 Land $9,880 | $24,700 Land $24,700 |
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