292 Hickory St, Freeport, FL 32439 Property Records

Walton County property record for 292 Hickory St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,399 sqft · built 2020
Lot Size	0.417 acres (18,165 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (Mar 2025)
Tax Bill	$75 (2024)
Deeds & Mortgages	Apr 2019 Construction Loan Apr 2020 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`28-1S-21-41120-002-0180`

Property Details

APN / Parcel Number

Primary APN	`28-1S-21-41120-002-0180`
Alternative APN	`1058981`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,399 sqft Living Area
Gross Area	3,333 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	18,165 sqft (0.417 acres)
Lot Dimensions	16.5 ft deep x 11 ft wide
Garage Type	Finished
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1058981
Street Address	292 HICKORY ST
City	FREEPORT
State	FL
Zip	32439-6625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18 BLK 2 LAKE SHARON EST PB 4-30 OR 447-49 OR 1862-248 & -249 OR 3068-4129 OR 3351-3204
Legal Range	21W
Legal Township	01S
Legal Section	28
Legal Subdivision	LAKE SHARON EST
Legal Block	2
Legal Lot Number	18
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	1
Census Block	1028
Census Tract	950306

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	292 HICKORY ST, FREEPORT, FL 32439-6625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2019	Deed of Trust, Mortgage · Construction Mortgage BEACH COMMUNITY MORTGAGE SERVICES INC
Apr 27, 2020	Loan Modification, Mortgage BEACH CMNTY MTG SVCS
Mar 23, 2018	Warranty Deed, Transfer OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Mar 23, 2018 · Amount on Record
Deed Document Number	20250007367
Deed Book / Page	3351 / 3204
Record Updated	Jun 8, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	292 HICKORY ST, FREEPORT, FL 32439-6625
Transaction Type	Mortgage
Record Updated	Mar 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031030658
Date	Apr 22, 2019
Book Page	3103/0658
Instrument	20190012475

Lender

Name	BEACH COMMUNITY MORTGAGE SERVICES INC
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32547

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WALTON FL
Property Address	292 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0031421932
Instrument Date	Apr 27, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	292 HICKORY ST FREEPORT FL 324396625, FREEPORT, FL 32439-6625

Mortgage

Document Number	0031421932
Date	May 11, 2020
Book Page	003142/001932
Instrument	15866

Lender

Name	BEACH CMNTY MTG SVCS
Type	Mortgage Company
Address	FLINT, MI 48501-2026

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 10, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 23, 2018
Property Address	292 HICKORY ST, FREEPORT, FL 32439-6625
Document Number	0030684129
Book / Page	003068 / 004129
Instrument Date	Mar 20, 2018
Instrument	9460
Transaction Type	Transfer
Record Updated	Apr 9, 2018
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$378.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	420 BULLOCK BLVD NICEVILLE FL 325783265, NICEVILLE, FL 32578-3265

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$383,045 (-0.79%) Land $75,000 Building $308,045	$383,045 (-0.79%) Land $75,000 Building $308,045
2024	$75.00
2023	$75.00 Homeowner's exemption	$386,110 (+6.84%) Land $75,000 Building $311,110	$386,110 (+6.84%) Land $75,000 Building $311,110
2022	$75.00 Homeowner's exemption	$361,406 Land $61,295 Building $300,111	$361,406 Land $61,295 Building $300,111

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2017–2020)
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE SHARON ESTATES private · serves 160 people · EPA ID FL1660407
Water Source	Groundwater
Last State Inspection	Jul 2025
Also Mapped Here	NORTH BAY WATER SYSTEM
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Wildstar Networks Fixed Wireless	200 / 50

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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